This post will focus on some of the cards that yield bonus points when you use them at restaurants. Much of our entertainment is in the form of going out to eat. As well, many nights, our family’s schedule makes it difficult to cook. (But I try!). We often end up ordering in take-out. If this sounds like you, you could be using a credit card that is yielding you more than a 1:1 ratio when you are using it at a restaurant.
Some cards that are worthy of mention when thinking about earning extra points at restaurants are as follows:
Cards that earn you bonus points that give you redemption flexibility
Chase Sapphire Preferred-you earn 3 Chase Ultimate Rewards points per dollar spent on dining. Learn More About The Card Here.
Chase Sapphire Reserve-you earn 3 Chase Ultimate Rewards points per dollar spent on dining. Learn More About The Card Here
Chase Freedom Unlimited Card-You earn 3% per $1 (or 3 points per $1) on dining at restaurants, including takeout and eligible delivery services. Learn More About The Card Here.
Chase Freedom Flex-You earn 3% per $1 (or 3 points per $1) on dining at restaurants, including takeout and eligible delivery services. Learn More About The Card Here
Chase Ink Business Cash-Earn EARN 2% CASH BACK on the first $25,000 spent in combined purchases each account anniversary year at restaurants. Learn More About The Card Here
Citi ThankYou Premier Card-you earn three (3) ThankYou points for every $1 you spend on dining. Learn More About The Card Here.
Citi ThankYou Prestige Card-you earn FIVE (5) ThankYou points for every $1 you spend on dining. Learn More About The Card Here.
Citi ThankYou Preferred Card-you earn two (2) ThankYou points for every $1 you spend on dining. Learn More About The Card Here.
American Express Gold Card-Earn 4 Membership Rewards points for every $1 you spend on dining worldwide. Learn More About The Card Here.
American Express Green Card-Earn 3 Membership Rewards points per dollar on dining worldwide. Learn More About The Card Here.
American Express Business Gold Card-you earn 4 Membership Rewards points per dollar spent on dining (US restaurants only) if this is one of your two top monthly spending categories that earn 4x points Learn More About The Card Here.
Bank Of America Premium Rewards Elite Card-You earn two (2) Premium Rewards points per dollar spent on dining purchases. Learn More About The Card Here.
Bank Of America Premium Rewards Card-You earn two (2) Premium Rewards points per dollar spent on dining purchases. Learn More About The Card Here.
Bank Of America Business Advantage Cash Rewards Mastercard-Earn 2% Cash Back Dollars on dining Learn More About The Card Here
Barclays Arrival World MasterCard-Earn 2 miles per dollar on dining. Learn More About The Card Here.
Capital One Savor Rewards Card-Earn 4% CASH BACK on dining with the card. Learn More About The Card Here.
Capital One SavorOne Rewards Card-Earn 3% CASH BACK on dining with the card. Learn More About The Card Here.
U.S. Bank Cash+ Visa Signature Card-Earn 2% Cash Back Dollars at restaurants if dining is the everyday category you choose. Learn More About The Card Here
U.S. Bank Altitude Go Card-Earn 4x points with the card on takeout, food delivery and dining. Learn More About The Card Here
U.S. Bank Altitude Connect Visa Signature Card-Earn 2x points with the card on takeout, food delivery and dining. Learn More About The Card Here
Credit cards that earn you bonus points that are redeemable through specific travel programs
Barclays Bank JetBlue Plus MasterCard-Earn 2 JetBlue TrueBlue points for every $1 spent on dining. Learn More About The Card Here.
Barclays Bank JetBlue MasterCard-Earn 2 JetBlue TrueBlue points for every $1 spent on dining. Learn More About The Card Here.
Barclays Bank JetBlue Business MasterCard-Earn 2 JetBlue TrueBlue points for every $1 spent on dining. Learn More About The Card Here.
American Express Delta SkyMiles Blue Card–Earn two Delta SkyMiles for every dollar you spend on dining. Learn More About The Card Here
Citi/AAdvantage Platinum Select World Elite MasterCard-Earn two American AAdvantage Miles for every dollar you spend on dining. Learn More About The Card Here
Chase Aeroplan Card-earn 3 Aeroplan Points for every dollar spent on dining at restaurants which includes takeout and eligible delivery services. Learn More About The Card Here.
Chase United Explorer Card-Earn 2 United MileagePlus miles per dollar spent on dining. Learn More About The Card Here.
Chase United Quest Card-Earn 2 United MileagePlus miles per dollar spent on dining. Learn More About The Card Here.
Chase United Club Infinite Card -Earn 2 MileagePlus miles for each $1 spent on dining. Learn More About The Card Here.
Chase United Business Card-Earn 2 United MileagePlus miles per dollar spent on dining. Learn More About The Card Here.
American Express Delta SkyMiles Gold Card–Earn two Delta SkyMiles for every dollar you spend at restaurants. Learn More About The Card Here.
American Express Delta SkyMiles Platinum Card–Earn two Delta SkyMiles for every dollar you spend at restaurants. Learn More About The Card Here.
American Express Delta SkyMiles Gold Business Card–Earn two Delta SkyMiles for every dollar you spend at restaurants. Learn More About The Card Here.
Barclays Bank Hawaiian Airlines World Elite MasterCard and the Business MasterCard-Earn 2X HawaiianMiles on dining. Learn More About the World Elite MasterCard Here and About the Business MasterCard Here.
Cathay Pacific Visa Signature Card–Earn 1.5 Asia Miles per $1 spent on dining purchases. Learn More About The Card Here.
Chase World Of Hyatt Credit Card-Earn 2 World Of Hyatt points for every $1 spent at restaurants. Learn More About The Card Here.
Chase World Of Hyatt Business Credit Card-Earn 2 World Of Hyatt points for every $1 spent on dining if dining is one of your top spend categories. Learn More About The Card Here.
Marriott Bonvoy Business American Express Card-Earn 4 Marriott Bonvoy Points for each dollar charged at U.S. restaurants. Learn More About The Card Here.
Chase Marriott Bonvoy Boundless Card-Earn 3 Bonvoy Points for each dollar charged on on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. Learn More About The Card Here.
Marriott Bonvoy Brilliant American Express Card-Earn 3 Marriott Bonvoy Points for each dollar charged at U.S. Restaurants. Learn More About The Card Here.
Marriott Bonvoy Bevy American Express Card-Earn 4 Marriott Bonvoy Points per $1 spent at at restaurants worldwide including takeout and delivery and at U.S. supermarkets on up to $15,000 in combined purchases, then 2X points. Learn More About The Card Here.
Chase Ritz Carlton Rewards Card- Earn 3 Marriott Bonvoy Points for every $1 spent on restaurants. NOTE CHASE NO LONGER OFFERS THIS CARD ONLINE
Hilton Honors American Express Card–you earn 5 Hilton Honors points per $1 at U.S. restaurants Learn More About The Card Here
Hilton Honors American Express Surpass Card–you earn 6 Hilton Honors points per $1 at U.S. restaurants Learn More About The Card Here
Hilton Honors American Express Business Card-you earn 6 Hilton Honors points per $1 at U.S. restaurants. Learn More About The Card Here
Chase IHG Rewards Premier Credit Card-Earn 5 IHG One Rewards for every $1 spent at restaurants. Learn More About The Card Here.
Chase IHG Rewards Traveler Credit Card-Earn 3 IHG One Rewards for every $1 spent at restaurants. Learn More About The Card Here.
Chase IHG Rewards Premier Business Credit Card-Earn 5 IHG One Rewards for every $1 spent at restaurants. Learn More About The Card Here.
Wyndham Rewards Earner+ Card-Earn 4 Wyndham Rewards points per $1 spent on dining. Learn More About The Card Here
Chase Disney Premier Visa Card-Earn 2% Disney Rewards Dollars at restaurants. Learn More About The Card Here.
Chase Amazon Prime Rewards Visa Signature Card-Earn 2% back at restaurants. Learn More About The Card Here.
Chase Amazon Rewards Visa Signature Card-Earn 2% back at restaurants. Learn More About The Card Here.