Card Highlights
Chase Ink Business Cash is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Cash Back Or Ultimate Rewards Points
Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Each penny in Cash Back Rewards earned is equal to 1 point. As indicated below, your points can be redeemed for CASH BACK or any of the other redemption opportunities provided through Chase Ultimate Rewards if you also have the Chase Ink Business Preferred, Chase Sapphire Preferred or Chase Sapphire Reserve. Learn about the Chase Ultimate Rewards Program here.
Sign-up Bonus
Before you apply, make sure your ability to get the sign-up bonus is not limited by Chase restrictions on an additional sign-up bonus or the Chase 5/24 rule. Also be mindful of the unwritten 30 day application rule.
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Cash Back on Spending
1. EARN 5% CASH BACK on the first $25,000 spent in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services
2. EARN 2% CASH BACK on the first $25,000 spent in combined purchases each account anniversary year at gas stations and at restaurants
3. You earn 5% cash back (5 points) on Lyft rides through March 2025.
4. EARN 1% CASH BACK on all other purchases
Using Your Chase Ultimate Rewards Points For Travel
Cash Back-Your points can be redeemed for cash back. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value.
Ultimate Rewards-Your points can be redeemed as Ultimate Rewards if you also have the Chase Ink Business Preferred card, Chase Sapphire Preferred or Chase Sapphire Reserve. You can read more about that here.