1. I tell you which credit card to use for certain purchases
2. I suggest rewards programs for you to join and then share how to earn rewards and redeem those rewards for free travel such as airline tickets and hotel rooms
I provide you with strategies and tips on the best ways to earn and use points and miles for free travel. I also provide you with latest news items regarding travel, credit cards and rewards programs. These items will assist you in the process of maximizing your rewards points and miles.
One summer, I had lunch with two old college friends. The bill with tip came to $105. Each friend took out their wallets and put in $35. I took out my wallet and took out my Chase Sapphire Preferred Visa.
I did not say anything at the time and offered to pay the entire bill on my Sapphire card and pocket the cash. As we sat there talking about our lives, kids, etc, the conversation turned to family vacations and one of my friends looked at me and said ” you and your family travel ALOT “. When I told her that the reason we travel so much is because most of the time 50-75% and sometimes even 100% of our trips are free, she did not believe me. I then proceeded to go into a whole speech about why my family is able to do this and turned to the lunch bill as my prime example. Why would you use cash ever if you do not need to???
Many people, find my speech overwhelming. Having many credit cards, knowing which credit cards to use and when, finding good sign up bonuses, being aware of minimum spend thresholds and when they expire, and paying off bills, etc. is all very daunting. I am not saying it is not difficult. You need to have good credit to start, be organized and have the time to figure out which credit cards to apply for and then which to use for your spending habits and travel goals.