The Points Mom

Cash Back Cards

Cash back is a good option for those of you who want the flexibility of how to spend your rewards.  With cash back, you can use your cash for anything, not just travel.  Some banks offer a variety of cash-back cards.  Here are some examples…

American Express issues the American Express Blue Cash Preferred Card and the American Express Blue Cash Everyday and the American Express Cash Magnet Card and the American Express Blue Business Cash Card. For you business, check out the American Express Plum Card.

Chase issues the Chase Freedom Unlimited card, the Chase Freedom Flex, the Chase Freedom card, the Chase Ink Business Cash Card and the Chase Ink Business Unlimited Card.

Bank Of America offers the Customized Cash Rewards Credit CardUnlimited Cash Rewards Card and the Bank Of America Business Advantage Cash Rewards Mastercard.

Citibank offers the Citi Double Cash Card  and the Custom Cash Card.

Capital One offers the Capital One Savor Rewards Card and Capital One SavorOne Rewards Card as well as a few Spark Cash Business cards, the Capital One Spark Cash, the Capital One Spark Cash Select and the Capital One Spark Classic Business Card.  Cap One also offers the Capital One Quicksilver Rewards Card and Capital One QuicksilverOne Rewards Card.

Wells Fargo offers the Active Cash Card.

Barclays has their Uber Visa card as a cash back card.

U.S. Bank offers the U.S. Bank Cash+ Visa Signature Card.

Discover offers cards like the the Discover it Cash Back Card. For businesses, Discover has the Discover it Business Cash Back Card.

Goldman Sachs now offers the Apple Card which is a Cash Back card.