Cash back is a good option for those of you who want the flexibility of how to spend your rewards. With cash back, you can use your cash for anything, not just travel. Some banks offer a variety of cash-back cards. Here are some examples…
Bank Of America offers the Cash Rewards Credit Card.
Citibank offers the Citi Double Cash Card.
Capital One offers the Capital One Savor Rewards Card as well as a few Spark Cash Business cards, the Capital One Spark Cash, the Capital One Spark Cash Select and the Capital One Spark Classic Business Card. For students, Cap One offers the Capital One Journey Student Card.
U.S. Bank offers the U.S. Bank Cash+ Visa Signature Card.
Discover offers cards like the the Discover it Cash Back Card and for students the Discover it Student Cash Back card and the Discover it Student Chrome Cash Back Card. For businesses, Discover has the Discover it Business Cash Back Card.