What Is A Secured Credit Card?

For those of you who have never established credit (or have poor credit) and you want a credit card, you may need to start out with a secured credit card and work your way up to an unsecured one. A secured card is a card that requires you to make a cash collateral deposit that […]

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I Am Downgrading Rob’s Bank Of America Premium Rewards Credit Card To The No Fee Travel Rewards Version

Recall that last year, Rob got the Bank Of America Premium Rewards Credit Card when it debuted with a 50,000 bonus point offer.  Fast forward, the $95 fee has become due again.  For those of you with not many cards, this card may be worth the fee as there is a $100 Airline Incidental Statement Credit annually […]

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Be Careful When You Are Trying To Book A Night Using Your Marriott Free Night Certificate, The Default Seems To Be To Take The Points Instead

Recall that both the Chase Marriott Rewards Premier Plus Credit Card and the Chase Marriott Rewards Premier Business Credit Card offer 1 free night with a redemption level of up to 35,000 Marriott/SPG points. I recently went to book a room using points at a 12,500 level property.  When I was finished booking my stay at the property, I […]

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Maximizing Your Free Night Awards

  Many hotel brand credit cards, specifically the ones offered through Chase, offer free night awards.  Most offer the free nights automatically upon your card member anniversary. There is usually a limit as to which properties you can redeem these free nights for.  This post is to ensure, if possible, that you redeem the free […]

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The Picture I Took Of Rob At Lowe’s Was A Waste

  We are doing some home improvements and we needed some supplies.  I knew we were going to Lowe’s this weekend so I logged into Amex and looked quickly for any offer for shopping at Lowe’s.  Sure enough there was one where we could earn 2x American Express Membership Rewards Points per $1 spent. I […]

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