About American Express Gold Card

**Apply For The American Express Gold Card Here**

Card Highlights

American Express Gold Card is a Charge Card

With a charge card, there are no interest charges because you pay your balance in full each month. If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time. But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.

Sign-up Bonus

OR 75,000 thru Resy Plus $250 back in dining statement credits

Before you apply, make sure your ability to get the sign-up bonus is not limited by American Express lifetime language or the other factors language.

The lifetime language for this card now includes restrictions if you have ever had a Platinum card…You may not be eligible to receive a welcome offer if you have or have had this Card, the Premier Rewards Gold Card, The Platinum Card^® from American Express, American Express Platinum Card^® by Charles Schwab, The Platinum Card^® from American Express Exclusively for Morgan Stanley or previous versions of these Cards.

Annual Fee

$250

Additional Cardholder Fees

There is no annual fee for up to 5 additional Gold Cards. After the first 5 Cards, the fee is $35 per additional card.

Earn Points on Spending

1. Earn 4 points per dollar at restaurants WORLDWIDE

2. Earn 4 points per dollar at U.S. supermarkets on up to $25,000 per year in purchases

3. Earn 3 points per dollar on flights booked directly with airlines and airfare charged directly with amextravel.com. (directly means not thru an intermediary like Expedia or Kayak)

4. Earn 1 point for every dollar you spend on all your other purchases.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

$120 Dining Credit

Earn up to $10 in statement credits monthly when you pay with The Gold Card at participating partners. Note, enrollment required. At the time of this post, participating partners are Grubhub, Seamless, The Cheesecake Factory, Goldbelly, Wine.com. Milk Bar, and participating Shake Shack locations. However, it excludes Shake Shack locations in ballparks, stadiums, airports and racetracks.

$120 in Uber Credits

The card will provide up to $100 annually in Uber credits for U.S. rides. However, be careful, the benefit is really for $10 in Uber credits for U.S. rides every month, and no, the credits do not carry over each month. You use the monthly credit or you lose the monthly credit. Make sure you add your American Express Gold Card as a payment method to your Uber app to get the benefit.

$100 Credit If You Stay At A Property That Is Part Of The Hotel Collection

If you stay a minimum of two nights at a Hotel Collection resort, you can receive a room upgrade, if available and a $100 hotel credit on qualifying dining, spa, or resort activities booked thru Amex.

Transfer Points To Frequent Traveler Programs Or Use Membership Rewards Pay With Points

You can read here about each of these methods of using your American Express Membership Rewards.

Trip Delay Insurance

If you purchase a round trip ticket entirely with your Amex Card, you may be able to take advantage of the Trip Delay Insurance benefit. Read more here.

Global Assist Hotline

If you travel more than 100 miles from home, you have Global Assist Hotline available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance.

Baggage Insurance Plan

You can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on your card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.

Car Rental Loss and Damage Insurance

When you use your card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Note, there are some exclusions and restrictions and not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. Note, this product provides secondary coverage and does not include liability coverage.

Trip Cancel Guard

Provides up to 75% reimbursement if you cancel your eligible nonrefundable flight at least two full calendar days before. Read more here.

Purchase Protection

Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.

Extended Warranty

When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Some exclusions apply. Find out more here.

The Points Mom and the Gold Card

Now-I just got the latest version of the Gold card.

Before-Read about how and when I use to use to use my American Express Premier Rewards Gold Card. However, read here about how I traded it in for an Amex Everyday Preferred card.