Chase Freedom Unlimited is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Cash Back Or Ultimate Rewards Points
Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Your redemption options depend on whether you have other Chase Ultimate Rewards cards. Learn about the Chase Ultimate Rewards Program here.
A Little More Of A Sign-Up Bonus
Earn Points on Spending
Earn 1.5 points per dollar on EVERY PURCHASE. This means, you’ll earn 1.5% Cash Back rewards for each $1 spent. This equates to $0.015 in Cash Back rewards, which is equal to 1.5 points, for each $1 spent.
Earn Extra Points
Shop Through Chase Ultimate Rewards-Earn extra points when you shop online at select merchants through Chase Ultimate Rewards.
Using Your Chase Ultimate Rewards Points For Travel
Cash Back-Your points can be redeemed for cash back. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value.
Ultimate Rewards-Your points can be redeemed as Ultimate Rewards if you also have the Chase Ink Business Preferred card, Chase Sapphire Preferred or Chase Sapphire Reserve. You can read more about that here.
The Points Mom And The Chase Freedom Unlimited