About The Chase Freedom Unlimited

Apply for the Chase Freedom Unlimited Card Here


Card Highlights


Chase Freedom Unlimited is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.

Earn Cash Back Or Ultimate Rewards Points

Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Your redemption options depend on whether you have other Chase Ultimate Rewards cards.  Learn about the Chase Ultimate Rewards Program here.

Sign-up Bonus

Earn 3% cash back on all purchases in your first year up to $20,000 spent.  After the $20,000, earn the standard 1.5% cash back on all purchases APPLY FOR THE CARD HERE

Before you apply, make sure your ability to get the sign-up bonus is not limited by Chase restrictions on an additional sign-up bonus or the Chase 5/24 rule.

A Little More Of A Sign-Up Bonus

EARN A $25 cash back BONUS or 2,500 Ultimate Rewards points when you add your first authorized user and make your first purchase within this same 3-month period as above.

Annual Fee


Earn Points on Spending 

Earn 1.5 points per dollar on EVERY PURCHASE. This means, you’ll earn 1.5% Cash Back rewards for each $1 spent. This equates to $0.015 in Cash Back rewards, which is equal to 1.5 points, for each $1 spent.

Earn Extra Points

Shop Through Chase Ultimate Rewards-Earn extra points when you shop online at select merchants through Chase Ultimate Rewards.

Using Your Chase Ultimate Rewards Points For Travel

Cash Back-Your points can be redeemed for cash back. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value.

Ultimate Rewards-Your points can be redeemed as Ultimate Rewards if you also have the Chase Ink Business Preferred card, Chase Sapphire Preferred or Chase Sapphire Reserve.  You can read more about that here.

The Points Mom And The Chase Freedom Unlimited

I downgraded my Chase Sapphire Preferred to this card after I got my Chase Sapphire Reserve card

More About The Card

Apply for the Chase Freedom Unlimited Card Here

Learn More About Chase Ultimate Rewards Here