Hilton Honors American Express Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Points on Spending
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Upgrade To Hilton Honors Gold Status
You get Hilton Honors Silver status with your Card. But if you spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.