Card Highlights
Chase IHG Rewards Premier Credit Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Card Rewards
Earn IHG One Rewards points with the card as a member of IHG One Rewards. Learn about IHG One Rewards here.
Sign-up Bonus
NOTE-You can get this card if you do not have a current IHG Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months.
Before you apply, make sure your ability to get the sign-up bonus is not limited by Chase restrictions on an additional sign-up bonus or the Chase 5/24 rule. Also be mindful of the unwritten 30 day application rule.
Annual Fee
$99 Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees
Earn Points on Spending
1. Earn 10 points per $1 spent at all hotels within the Intercontinental Hotel Group (IHG).
2. Earn 5 points per $1 spent on dining, gas and travel which includes airfare, hotels, cruises, rental cars, travel agencies, train tickets, taxis, tolls and more. (Click here for a complete definition of travel from Chase)
3. Earn 3 points per $1 spent on all other purchases made with your card
Receive an Extra Free Night
Receive 1 free night every year after your cardmember anniversary. I used mine in Boston. Sadly, as of May 1, 2018, this free night is only redeemable at properties up to 40,000 IHG Rewards points. BUT, as of March, 2022, you have the ability to add on points from your Rewards account to redeem your Anniversary Free Night at hotels above the 40,000 point redemption level. This is a very nice change!
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Global Entry or TSA Pre✓ Fee Credit
Get a Global Entry or TSA Pre✓ of up to $100 every 4 years as reimbursement for the application fee charged to your Card
Platinum Elite Status
You get IHG Platinum Elite Status with the card. And each calendar year you make purchases totaling $40,000 or more, you will qualify for Diamond Elite Status through December 31st of the following year.
Fourth Night Free
For each standard room reward night stay of 4 or more nights, every 4th night is free.
10,000 Bonus Points Each Account Anniversary Year
You’ll get a $100 statement credit and 10,000 bonus points each account calendar year during which at least $20,000 is spent.
$50 in TravelBank Cash Each Year
You can earn up to $50 in United TravelBank Cash each calendar year – specifically, $25 in TravelBank Cash given every January and July. You need to register your card with your United MileagePlus account to get the cash. And note expiration dates, the January cash expires July 15th and the July cash expires on January 15th.
Cell Phone Protection
You can get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.
Trip Cancellation/Interruption Insurance
If you purchase a portion of your trip with your card, you may be able to take advantage of the Trip Cancellation/Interruption Insurance benefit if necessary. Read more here.
The Points Mom And The Chase IHG Rewards Premier Credit Card is a Credit Card
I got the card when it came out and made Daniel an authorized user. I have since downgraded the card.
