The Points Mom

About Bank Of America Business Advantage Customized Cash Rewards Mastercard

Apply For The Business Advantage Customized Cash Rewards Mastercard Here

Card Highlights

Bank Of America Business Advantage Customized Cash Rewards Mastercard is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn CASH BACK with the card.

Sign-up Bonus

Annual Fee

NO ANNUAL FEE

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Points on Spending

Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.

Earn 2% cash back on dining.

Earn 1% cash back on all other purchases.

You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.

You can go to the Mobile Banking app or to Online Banking to change your choice category for future purchases once each calendar month, or make no change and the category stays the same.

Earn 75% Bonus Points On Purchases

Get a 75% rewards bonus on every purchase when you’re a Business Advantage Relationship Reward Platinum Honors tier client. This means you will earn 5.25% on your selected choice category, 3.5% on dining and 1.75% cash back on all other purchases.

Redeeming Rewards

Redeem your cash back as a deposit into your Bank of America checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire.

More About The Card

Apply For The Card Here