Bank Of America Business Advantage Cash Rewards Mastercard is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn CASH BACK with the card.
Earn Points on Spending
Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
Earn 2% cash back on dining.
Earn 1% cash back on all other purchases.
You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
You can go to the Mobile Banking app or to Online Banking to change your choice category for future purchases once each calendar month, or make no change and the category stays the same.
Earn 75% Bonus Points On Purchases
Get a 75% rewards bonus on every purchase when you’re a Business Advantage Relationship Reward Platinum Honors tier client. This means you will earn 5.25% on your selected choice category, 3.5% on dining and 1.75% cash back on all other purchases.