Find Your Cards Below And See What You Should Do in 2021!

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Find your card below…..then see what you need to do in 2021!

American Express Membership Rewards Cards

American Express Platinum

1. Change your wireless and streaming services to “the right card”-If you changed some of your streaming services and your wireless service to your Platinum card for the last 8 months (to take advantage of the $40 per month in statement credits), now is the time to change your streaming and wireless services back to the “right card” for those charges.

2. Shop at Saks-You have another $50 to spend at Saks. Don’t forget about this! You will receive up to $50 in statement credits when you shop at Saks from January through June, and another one up to $50 in statement credits when you shop at Saks from July through December. You need to make sure you are ENROLLED in this benefit and pay with your Platinum Card when you shop.

3. Think about if you can use your $200 airline fee credit-Your annual airline fee credit reset and you have till Jan 31 to make a change (but Amex may make an exception and let you change your airline mid-year).

4. Don’t forget you have a $200 travel credit that you need to use by 12/31/21-If your card renewed from April 2020 through July 2020, this offer was available to you starting on Aug 1. If your card renews from August 2020-March 2021, this offer will be available starting on the first day of your Card renewal month. You must book and pay for this travel WITH YOUR PLATINUM CARD through American Express Travel online at amextravel.com or by calling the number on the back of your Platinum Card by 12/31/2021 to get the credit. The credit will be posted within 90 days.

5. Keep trying to use your Uber Cash-I use on Uber Eats! -Don’t forget, you get $200 annually in Uber credits. The benefit is really for $15 in Uber credits every month, plus a $20 bonus in December, and no, the credit does not carry over each month. You use the monthly credit, or you lose the monthly credit. If you take advantage of this benefit, make sure you add your American Express Platinum Card as a payment method to your Uber app.

6. Try to use your $100 Dell statement credit by Jan 31.-Last year, the personal Platinum offered a one-time $100 statement credit if you spent a minimum of $100 in one or more transactions online at Dell.com/amexplat or via phone at 800-291-3355. You need to make sure you are ENROLLED in this benefit and pay with your Platinum Card when you shop. Remember that Dell isn’t just for computers. There are portable speakers and wireless headphones, and more that you can get for $100.

7. New as of yesterday, $30 per month PayPal credits-Through June 30, 2021, you can earn up to $30 in statement credits each month when you use your Platinum Card for transactions made with PayPal at eligible merchants.

American Express Gold

1. Remember to keep using your monthly dining credit-Remember to keep using your monthly dining credit at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. I use mine every month, ordering snacks or drinks from Boxed. You need to make sure you are ENROLLED in this benefit and pay with your Gold Card when you shop.

2. Think about if you can use your $100 airline fee credit-Your annual airline fee credit reset and you have till Jan 31 to make a change (but Amex may make an exception and let you change your airline mid-year).

3. Watch for monthly Uber cash coming this year-Amex announced last year that you will receive $10 per month in Uber cash. You can also use this $ for Uber Eats.

4. Stop using this card at Amazon-if you had previously taken advantage of this 8x points offer in 2020, the offer is now expired. Go back to the card you would normally use for Amazon.

American Express Green

1. Use your Clear $100 credit this year-If you enrolled in Clear last year, you should automatically receive the renewal fee and $100 corresponding credit. If you have this Green card and still have not enrolled in Clear, you should do so online because you get up to $100 per calendar year in statement credits when you pay for your CLEAR membership with the American Express Green Card. You can enroll online and then set it up with your face and fingerprints the next time you find yourself at an airport.

2. Use your $100 LoungeBuddy credit this year; if you can-Don’t forget, you can use your card to purchase lounge access through LoungeBuddy and receive up to $100 in statement credits per calendar year.

3. Change your wireless service to “the right card”-If you changed your wireless service to your Green card for the last 8 months (to take advantage of the $10 per month in statement credits), now is the time to change your wireless service back to the “right card” for those charges.

American Express Everyday Preferred

1. Your grocery cap reset-Your $6,000 cap in which you can earn 3 points per dollar on groceries reset on January 1, 2021.

American Express Blue Business

1. Take it out of hiding if you hadn’t been using it in 2020-Your $50,000 cap in which you can earn 2 points per dollar on ALL PURCHASES reset on January 1, 2021.

American Express Business Gold Card

1. Take it out again if you had put it away in 2020 because you reached the cap-Your $150,000 cap in which you can earn 4 points per dollar in your 2 top monthly categories (airfare, advertising, restaurants, gas, shipping, and computer purchases) reset on January 1, 2021.

2. Think about if you can use your 25% rebate, and if so, select your airline-Remember, when you use the Pay with Points feature through American Express Travel for either a First or Business class flight on any airline, OR for flights with your selected qualifying airline, you get 25% of your points back up to 250,000 bonus points per calendar year. You have till Jan 31 to make a change to your selected airline (but Amex may make an exception and let you change your airline mid year).

American Express Business Platinum Card

1. Shop at Dell-You have another $100 to spend at Dell. Don’t forget about this! You will receive up to $100 in statement credits when you shop at Dell from January through June, and another one up to $100 in statement credits when you shop at Dell from July through December. You need to make sure you are ENROLLED in this benefit and pay with your Platinum Card when you shop. You can buy items like headphones and portable speakers.

2. Think about if you can use your $200 airline fee credit-Your annual airline fee credit reset and you have till Jan 31 to make a change (but Amex may make an exception and let you change your airline mid-year).

3. Think about if you can use your 25% rebate, and if so, select your airline-Remember, when you use the Pay with Points feature through American Express Travel for either a First or Business class flight on any airline, OR for flights with your selected qualifying airline, you get 25% of your points back up to 250,000 bonus points per calendar year. You have till Jan 31 to make a change to your selected airline (but Amex may make an exception and let you change your airline mid year).

4. Change back your wireless services and shipping services to “the right card”-If you changed some of your wireless services and shipping charges to your Business Platinum card for the last 8 months (to take advantage of the $40 per month in statement credits), now is the time to change your charges back to the “right card” for those charges.

American Express Delta SkyMiles Cards

American Express Delta SkyMiles Gold Card and American Express Delta SkyMiles Gold Business Card

1. If you took advantage of the 2020 spending offers…During 2020, if you used your card to take advantage of 5X miles on Delta purchases and 4X miles at restaurants, these offers have expired. You may want to start using the card that you normally would for these purchases.

American Express Delta SkyMiles Platinum Card & the American Express Delta SkyMiles Platinum Business Card

1. Know you will get a companion certificate when you pay your $250 renewal fee-Don’t forget, upon renewing your card, you get a Companion Certificate valid for one round-trip Main Cabin ticket with the purchase of a round-trip fare (and taxes and fees) within the 48 contiguous United States. The primary ticket and Companion ticket must be purchased with your Delta SkyMiles Credit Card. Both passengers must be booked on the same flights and dates at the same time.

2. Do you need to spend on your card to achieve or maintain Delta Medallion status? – Note that If in any calendar year, you spend $25,000 or more on the card, you will be awarded 10,000 Medallion Qualification Miles (MQMs), and if in that same calendar year you spend $50,000 or more, you will be awarded an additional 10,000 MQMs. In addition, the MQDs requirement for Silver, Gold, and Platinum status will be waived if you make $25,000 or more in eligible purchases in that year with your card.

3. Do you have a companion ticket due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

American Express Delta SkyMiles Reserve Card & the American Express Delta SkyMiles Reserve Business Card

1. Know you will get a companion certificate (a first-class one!) when you pay your renewal fee-Don’t forget, upon renewing your card, you receive a Domestic First Class, Delta Comfort+, or Domestic Main Cabin round-trip companion certificate valid for one round-trip ticket with the purchase of a round-trip fare (and taxes and fees) within the 48 contiguous United States. The primary ticket and Companion ticket (taxes and fees) must be purchased with your Delta Reserve Credit Card. Both passengers must be booked on the same flights and dates at the same time.

2. Do you need to spend on your card to achieve or maintain Delta Medallion status? – Note that If in any calendar year, you spend $30,000 or more on the card, you will be awarded 15,000 Medallion Qualification Miles (MQMs), you can do this up to 4 times. In addition, the MQDs requirement for Silver, Gold, and Platinum status will be waived if you make $25,000 or more in eligible purchases in that year with your card.

3. Do you have a companion ticket due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

American Express Hilton Honors Cards

Hilton Honors American Express Aspire Card

1. Know you will get a free weekend night reward when you pay your renewal fee-this free night can be used at almost all Hiltons, even some of their higher-end properties.

2. Think about if you can use your $250 resort credit-You receive a $250 HILTON RESORT STATEMENT CREDIT for eligible purchases at participating Hilton Resorts. These purchases can include room rates. Incidental charges (including charges made at restaurants, spas, and other establishments within the hotel property) must be charged to your room and paid for with your Hilton Honors American Express Aspire Card at checkout for them to be recognized as Hilton Resort purchases.

3. Think about if you can use your $250 airline fee credit-You receive a $250 AIRLINE FEE CREDIT for incidental fees charged by the airline to your card each calendar year.

4. Spend $60K and earn another Weekend Night Reward– If you spend $60,000 on purchases on your card in a calendar year, you will earn a free weekend night reward.

5. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Hilton Honors American Express Surpass Card

1. Spend $15K and earn a Weekend Night Reward– If you spend $15,000 on purchases on your card in a calendar year, you will earn a free weekend night reward.

Hilton Honors American Express Business Card

1. Spend $15K/$60K and earn 2 Weekend Night Rewards– You will have the ability to earn a Weekend Night Reward after spending $15,000 on purchases on your card in a calendar year and a second reward night after you spend $60,000 in a calendar year.

American Express Marriott Bonvoy Cards

Marriott Bonvoy American Express Card

1. Know you will get a free night award after your card account anniversary-This free night can be used for one night (redemption level at or under 35,000 points) at a participating hotel.

2. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

3. Stop using this card at Amazon, Target, and Walmart-if you had previously taken advantage of this 8x points offer in 2020, the offer is now expired. Go back to the card you would normally use for these purchases.

Marriott Bonvoy Brilliant American Express Card

1. Know you will get a free night award after your card account anniversary-This free night can be used for one night (redemption level at or under 50,000 points) at a participating hotel.

2. Think about if you can use your $300 resort credit-You receive a $300 HILTON RESORT STATEMENT CREDIT for eligible purchases at Marriott Bonvoy hotels. These purchases can include room rate. Incidental charges (including charges made at restaurants, spas, and other establishments within the hotel property) must be charged to your room and paid for with your Marriott Bonvoy Brilliant American Express Card at checkout to be recognized as Marriott Bonvoy purchases.

3. Think about if you can use your $250 airline fee credit-You receive a $250 AIRLINE FEE CREDIT for incidental fees charged by the airline to your card each calendar year.

4. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

5. Stop using this card at Amazon, Target, and Walmart-if you had previously taken advantage of this 8x points offer in 2020, the offer is now expired. Go back to the card you would normally use for these purchases.

Marriott Bonvoy Business American Express Card

1. Know you will get a free night award after your card account anniversary-This free night can be used for one night (redemption level at or under 35,000 points) at a participating hotel.

2. Spend $60K and earn a Free Night Award-If, in any calendar year, you spend $60,000, you will receive a Free Night Award up to 35,000 Marriott Bonvoy Points.

3. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

American Express Cash Back Cards

American Express Blue Cash Preferred Card

1. Take it out of hiding if you hadn’t been using it in 2020-Your $6,000 cap in which you can earn 6% CASH BACK per dollar at supermarkets reset on January 1, 2021.

American Express Blue Cash Everyday Card

1. Take it out of hiding if you hadn’t been using it in 2020-Your $6,000 cap in which you can earn 3% CASH BACK per dollar at supermarkets reset on January 1, 2021.

American Express Blue Business Cash Card

1. Take it out of hiding if you hadn’t been using it in 2020-Your $50,000 cap in which you can earn 2% CASH BACK per dollar on ALL PURCHASES reset on January 1, 2021.

Bank Of America Cards

Bank Of America Premium Rewards Credit Card

1. Think about if you can use your annual $100 airline travel credit-Your $100 Airline Incidental Statement Credit that you get each calendar year reset. This credit can be used for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees. The credit is automatically applied to your card statement.

Alaska Airlines Visa Signature Credit Card

1. Know you will get your $99 companion certificate on your account anniversary-You will receive an annual coach Companion Fare for $99 (plus taxes and fees). The Companion Fare is issued to the primary cardholder’s Mileage Plan account on each anniversary. The Companion Fare must be redeemed within 12 months of the date of issue. It is valid on all Alaska flights booked on alaskaair.com with no blackout dates.

2. Do you have a $99 companion ticket due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Virgin Atlantic World Elite MasterCard

1. 15,000 Miles for spending $25K-If you happen to spend $15,000 on your card within your cardmember year, you get 7,500 anniversary points and an additional 7,500 anniversary points if you spend $25,000 in purchases within the anniversary year.

Air France KLM World Elite MasterCard

1. 5,000 Miles for spending just $50-Earn 5,000 Flying Blue Miles every year on your account anniversary after spending $50 or more on purchases within the anniversary year.

Barclays Bank Cards

Barclays Arrival Premier World Elite Mastercard (old version card)

1. Loyalty annual bonus miles-If you spend using this card, know that you can earn loyalty bonuses up to 25,000 miles each year based on your spend. For example, if you spend $15,000 on purchases, you get 15,000 bonus miles. If you spend an additional $10,000 on purchases, you will get an additional 10,000 miles, for a total of 25,000 miles after $25,000 spent on purchases.

Hawaiian Airlines World Elite MasterCard

1. Know that you get a $100 discount on a companion ticket on your acct anniversary-Earn a one hundred dollar ($100) discount off one coach companion ticket on each credit card account anniversary, which is valid for 12 months from account anniversary.

2. Spend $10K for 5,000 Miles-Earn 5,000 bonus HawaiianMiles when you spend at least $10,000 in Purchases within each anniversary year.

Hawaiian Airlines World Elite Business MasterCard

1. Spend $50K/$100K for 20,000/40,000 Miles-Earn 20,000 bonus HawaiianMiles on your account anniversary with $50K-$99K in annual spend or 40,000 bonus HawaiianMiles with $100K or more in annual spend.

JetBlue Plus MasterCard and JetBlue Business MasterCard

1. 5,000 Anniversary points-Make sure that you get 5,000 TrueBlue bonus points on your account anniversary (as long as your Account remains open and in good standing).

2. Mosaic Status-Your spending year resets if you are someone who attains Mosaic status by spending the $50k on your card. And because of covid, in 2021, you can spend just $30,000 if you earn 4,000 Mosaic Qualifying Points for Mosaic status.

AAdvantage Aviator Business MasterCard

1. 5% Mileage bonus-After your account anniversary, make sure you get a 5% American Airlines AAdvantage mileage bonus based on the total number of miles earned using your card.

Wyndham Rewards Visa Card

1. 6,000 Anniversary points-Make sure you get your 6,000 anniversary points. Anniversary points will be reflected on the billing statement following the payment of your Annual Fee.

Wyndham Earner Cards

Wyndham Rewards Earner+ Card Anniversary Points-Earn 7,500 bonus points after paying the renewal annual fee in full within the first 90 days of the Card Account anniversary date.

Wyndham Rewards Earner Card Anniversary Points-Earn 7,500 bonus points after paying the renewal annual fee in full within the first 90 days of the Card Account anniversary date.

Wyndham Rewards Earner Business Card Anniversary Points-Earn 7,500 bonus points after paying the renewal annual fee in full within the first 90 days of the Card Account anniversary date.

Capital One Venture and Spark Miles Cards

Venture Rewards Card, VentureOne Rewards Card, Capital One Spark Miles Business Card, Capital One Spark Miles Select Business Card

1. Redeem Miles for restaurant delivery-Don’t forget, through April 30, 2021, you can redeem miles (normally just meant for travel) for restaurant delivery.

Chase Ultimate Rewards Cards

Chase Sapphire Reserve and the J.P. Morgan Reserve Visa Infinite Card

1. $300 Annual Travel Credit-Remember, each anniversary, you automatically receive up to $300 in statement credits as reimbursement for travel-related purchases charged to your card.

2. DoorDash Statement Credit-You get another $60 in statement credits through 12/31/2021 when you use your card for DoorDash. Order in and use it! The statement credit will automatically be applied to your account when you make your qualifying DoorDash purchase.

3. Extra points on groceries-Don’t forget, you can continue earning 3x total points on up to $1,000 in grocery store purchases per month through April 30, 2021, including pickup and eligible grocery store delivery services.

4. Points worth 1.5 cents even when redeeming for categories other than travel-Remember, Chase extended this benefit, and now through April 30, 2021, you can redeem your points at the favorable 1.5 cents rate at grocery stores, home improvement stores, and dining, including restaurants, takeout, and delivery services. Also included are certain charitable organizations. You can use the feature on transactions up to 90 days prior.

Chase Sapphire Preferred Card

1. Extra points on groceries-Don’t forget, you can continue earning 2x total points on up to $1,000 in grocery store purchases per month through April 30, 2021, including pickup and eligible grocery store delivery services.

2. Points worth 1.25 cents even when redeeming for categories other than travel-Remember, Chase extended this benefit, and now through April 30, 2021, you can redeem your points at the favorable 1.25 cents rate at grocery stores, home improvement stores, and dining, including restaurants, takeout, and delivery services. Also included are certain charitable organizations. You can use the feature on transactions up to 90 days prior.

Chase Ink Business Preferred

1. $150K cap resets upon your anniversary-Your $150,000 cap will reset upon your anniversary in categories in which you can earn 3 points per dollar: travel, shipping, advertising purchases made with social media sites and search engines; internet, cable, and phone services.

Chase Ink Business Plus (old card version)

1. $50K cap (earn 5x) resets upon your anniversary-Your $50,000 cap will reset upon your anniversary in categories in which you can earn 5 points per dollar: office supply stores and on cellular phone, landline, internet, and cable TV.

2. $50K cap (earn 2x) resets upon your anniversary-Your $50,000 cap will reset upon your anniversary in categories in which you can earn 2 points per dollar: gas stations and hotel accommodations when purchased directly with the hotel

Chase Airline Cards

Chase British Airways Visa Signature

1. Travel Together Ticket-If you want to secure a Travel Together Ticket, your $30,000 purchase requirement has been reset.

2. Reward Flight Statement credits-Don’t forget, if you pay the taxes and fees (on reward flights) with your card, you’ll automatically receive a statement credit of $100 for an economy or premium economy booking or $200 for a business or first class booking. You can get one statement credit per reservation, up to 3 times per calendar year.

Chase United Explorer Visa

1. Two United Club passes every year for your anniversary-Make sure you get your two one-time-use passes to the United Club each year for your Cardmember anniversary.

2. Do you need to spend on your card to achieve or maintain United MileagePlus Premier status?-Remember, you can earn 500 PQP towards United Premier status for every $12,000 in card spend, up to 1,000 PQP in a calendar year, which can be applied up to Platinum status.

3. Do you also have a Chase United Business card?-You should get 5,000 Anniversary Bonus Miles when you have both this personal Card and the Chase United Business card below.

Chase United Club Infinite Card

1. Do you need to spend on your card to achieve or maintain United MileagePlus Premier status?-Remember, you can earn 500 PQP towards United Premier status for every $12,000 in card spend, up to 1,000 PQP in a calendar year, which can be applied up to Platinum status.

Chase United Business Visa

1. Two United Club passes every year for your anniversary-Make sure you get your two one-time-use passes to the United Club each year for your cardmember anniversary.

3. Do you also have a Chase United Explorer card?-You should get 5,000 Anniversary Bonus Miles when you have both this business card and the Chase United Explorer Visa above.

4. $100 United Annual Travel Credit-Each anniversary year that you make seven (7) United flight travel-related purchases, each totaling $100 or more, with your United Business Card, you will receive a $100 statement credit. United flight travel-related purchases include seat upgrades, inflight food, beverages, and Wi-Fi; baggage service charges or other United fees.

Chase United MileagePlus Explorer Business Visa (old card version)

1. Two United Club passes every year for your anniversary-Make sure you get your two one-time-use passes to the United Club each year for your cardmember anniversary.

3. 10,000 Miles for spending $25K-If you happen to spend $25,000 in a calendar year on your card, you will receive an additional 10,000 United MileagePlus bonus miles.

Chase United MileagePlus Club Card and the Chase United MileagePlus Club Business Card (old card versions)

Chase Southwest Cards

Chase Southwest Airlines Rapid Rewards Premier Card

1. Anniversary Points-Make sure you receive 6,000 points after your cardmember anniversary.

2. Do you need to achieve or maintain A-List or A-List Preferred Status?-You receive 1,500 TQPs for every $10,000 in purchases on your card. The maximum amount of TQPs you can receive from the Premier card is 15,000 ($100,000 in purchases) per year.

Chase Southwest Rapid Rewards Priority Card

1. Anniversary Points-Make sure you receive 7,500 points after your cardmember anniversary.

2. Do you need to achieve or maintain A-List or A-List Preferred Status?-You receive 1,500 TQPs for every $10,000 in purchases on your card. The maximum amount of TQPs you can receive from the Priority card is 15,000 ($100,000 in purchases) per year.

Chase Southwest Airlines Rapid Rewards Plus Card

1. Anniversary Points-Make sure you receive 3,000 points after your cardmember anniversary.

Chase Southwest Airlines Rapid Rewards Premier Business Card

1. Anniversary Points-Make sure you receive 6,000 points after your cardmember anniversary.

2. Do you need to achieve or maintain A-List or A-List Preferred Status?-You receive 1,500 TQPs for every $10,000 in purchases on your card.

Chase Southwest Airlines Rapid Rewards Performance Business Card

1. Anniversary Gift-Make sure you receive 9,000 points after your cardmember anniversary.

2. Do you need to achieve or maintain A-List or A-List Preferred Status?-You receive 1,500 TQPs for every $10,000 in purchases on your card.

Chase Hotel Cards

Chase World Of Hyatt Credit Card

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary at any Category 1-4 property.

2. Do you need to spend on your card to achieve or maintain World Of Hyatt elite status?-You receive 5 qualifying night credits towards your next tier status every year.Same page link to Offer Details Plus, 2 additional qualifying night credits toward your next tier status every time you spend $5,000 on your card.

3. Spend $15K for an extra free night-Receive an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.

4. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Chase IHG Rewards Club Premier Credit Card

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary redeemable at properties up to 40,000 IHG Rewards points.

2. 10,000 anniversary bonus points for spending $20k-If you happen to spend at least $20,000 during your anniversary year (and one additional purchase), you will receive 10,000 bonus points.

3. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Chase IHG Rewards Club Traveler Credit Card

1. Gold Elite Status for spending $10k-If you happen to spend at least $10k during the calendar year, you will get IHG Gold Elite Status.

Chase IHG Rewards Club Select Credit Card (old card version)

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary redeemable at properties up to 40,000 IHG Rewards points.

2. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Chase Marriott Bonvoy Boundless Card

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary redeemable at properties up to 35,000 Marriott Bonvoy points.

2. Gold Elite Status by spending $35K-If you happen to spend at least $35,000 on your card, you will qualify for Gold Elite Status through December 31 of the following year.

3. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

4. Stop using this card at Amazon and grocery stores-if you had previously taken advantage of this 5x points offer in 2020; the offer is now expired. Go back to the card you would normally use for these purchases.

Chase Marriott Bonvoy Premier Card (old card version)

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary redeemable at properties up to 25,000 Marriott Bonvoy points.

2. Elite night credits for spending-You get 1 Elite credit for every $3,000 spent on your card during your anniversary year.

3. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Chase Marriott Rewards Premier Business Credit Card (old card version)

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary redeemable at properties up to 35,000 Marriott Bonvoy points.

2. Gold Elite Status by spending $35K-If you happen to spend at least $35,000 on your card, you will qualify for Gold Elite Status through December 31 of the following year.

3. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

Chase Ritz-Carlton Rewards Visa Infinite Credit Card

1. Free night upon your anniversary-You receive 1 free night every year after your cardmember anniversary redeemable at properties up to 35,000 Marriott Bonvoy points.

2. 10% Annual Points Premium-Make sure you receive your 10% Annual Points Premium on points earned through card purchases made during the year.

3. $300 Annual Travel Credit-Make sure to use your $300 annual calendar year travel credit that you can use for seat upgrades, baggage fees, and preferred lounge memberships or passes, etc. Unlike with other cards at this level, you must use the card for the prior purchases and call 1-855-896-2222 after using your card to apply the credit. (AKA annoying!)

4. Achieve Platinum Elite Status via spending-You get Gold Elite status in the Ritz-Carlton Rewards program each account anniversary year and remember, you can achieve Platinum Elite Status if you spend $75,000 on purchases each account year.

5. Do you have any free nights currently due to expire?-Note your expiration dates, and let’s be hopeful we can use these in 2021!

6. Stop using this card at Amazon and grocery stores-if you had previously taken advantage of this 5x points offer in 2020, the offer is now expired. Go back to the card you would normally use for these purchases.

Chase Fairmont Visa Signature Card

1. Spend $12K for a free night-Earn 1 Complimentary Night each anniversary year that you make $12,000 in purchases with your card.

Citibank ThankYou Cards

Citi ThankYou Premier

1. $100 Annual Hotel Savings-Don’t forget, you receive $100 off a single hotel stay of $500 or more, excluding taxes and fees, once per calendar year. You need to book the stay through thankyou.com or 1-800-THANKYOU, pay with your Citi Premier Card, ThankYou Points, or a combination thereof, and receive $100 off instantly at checkout.

Citi ThankYou Prestige

1. $250 Statement Credit For Travel Purchases-Don’t forget you get a $250 statement credit for travel purchases, AND CITI JUST ANNOUNCED YOU CAN USE THE $250 FOR DINING AND GROCERIES IN 2021!

2. Complimentary 4th nights reset-Youcan get a complimentary free night at any hotel of your choice after a minimum 4-consecutive-night booking if you book through ThankYou.com. This benefit is unfortunately now capped at 2 times each calendar year.

3. Stop using this card for online, cable, and streaming purchases -if you had previously taken advantage of this 5x points offer in 2020, the offer is now expired. Go back to the card you would normally use for these purchases.

Citibank American Airlines AAdvantage Cards

Citi / AAdvantage Platinum Select World Elite MasterCard

1. Spend $20k and get a flight discount-If you happen to spend $20,000 or more in purchases during your card membership year and renew your card, you will earn a $125 American Airlines Flight Discount. The Flight Discount expires one year from the date of issue of the certificate.

CitiBusiness/AAdvantage Platinum Select World MasterCard

1. Spend $30k and get a companion certificate-If you happen to spend $30,000 or more in purchases during your card membership year and renew your card, you will earn a Companion Certificate. The certificate will be valid one year from issue.

You will earn 10,000 Elite Qualifying Miles (EQMs) after spending $40,000 in purchases that post to your January through December billing statements. EQMs earned are in addition to the AAdvantage miles earned for purchases made on the credit card.

Citi Executive AAdvantage Card

1. Do you need to spend on your card to achieve or maintain AAdvantage Elite status?-Remember, you can earn 10,000 Elite Qualifying Miles (EQMs) after spending $40,000 in purchases during the calendar year.

US Bank Cards

U.S. Bank Altitude Reserve Card

1. $325 Annual Travel Credit-Don’t forget, each year, automatically receive up to $325 in statement credits as reimbursement for travel-related purchases charged to your card.

2. Complimentary Wi-Fi Internet Access On Flights-Access 12 complimentary Gogo inflight internet passes each calendar year.

U.S. Bank Altitude Go Card

1. $15 streaming credit-An automatic statement credit of $15 per 12-month period will be applied to your account following 11 consecutive calendar months of eligible streaming service purchases.