About American Express Platinum Card

Apply For The American Express Platinum Card Here


Card Highlights


American Express Platinum Card is a Charge Card

With a charge card, there are no interest charges because you pay your balance in full each month.  If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time.  But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.

Sign-up Bonus

60,000 Membership Rewards BONUS POINTS offer after you spend $5,000 in the first 3 months.  APPLY FOR THE CARD HERE.  Before you apply, make sure your ability to get the sign-up bonus is not limited by American Express lifetime language or the 5 card rule or the other factors language.

Annual Fee

$550 (but read about $200 airline fee credit and the $200 Uber credit below)

Earn Points on Spending

1. Earn 1x Membership Rewards point for every dollar you spend on purchases.

2. Earn 2x Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website.

3.  Earn 5x Membership Rewards points on airfare booked directly with airlines or through American Express Travel and earn 5X Membership Rewards points on prepaid hotels (including Fine Hotels and Resorts) booked with Amex Travel. Both must be paid for with your Platinum card.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

$200 Airline Fee Credit

Select a qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and airport lounge day-passes, are charged by the airline to your Platinum Card Account.

$200 in Uber Credits

The card will provide up to $200 annually in Uber credits for U.S. rides. However, be careful, the benefit is really for $15 in Uber credits for U.S. rides every month, plus a $20 bonus in December, and no, the credits do not carry over each month. You use the monthly credit or you lose the monthly credit.  If you take advantage of this benefit, make sure you add your American Express Platinum Card as a payment method to your Uber app. (As of 3/30/2017)

Fee Credit for Global Entry or TSA Pre✓

Receive one Global Entry ($100) statement credit or one TSA Pre✓ ($85) statement credit every 4 years for an application fee charged to your Platinum Card.

$100 Statement Credit ($50 and $50 semi annually) At Saks Fifth Avenue 

As of July 1, 2018. American Express and Saks Fifth Avenue teamed up with a new benefit for called “Shop Saks with Platinum.” Starting July 1, 2018, enrolled U.S. Platinum Card Members will be able to get up to $100 in statement credits annually for purchases made at Saks Fifth Avenue, using their Platinum Card. Specifically, each year the card member will receive up to $50 in statement credits when they shop at Saks from January through June, and up to $50 in statement credits when they shop at Saks from July through December and pay with their Platinum Card.

Airport Lounge Access and Priority Pass Select

The Platinum Card comes with complimentary airport lounge access to The Centurion Lounges, Delta Sky Clubs, and Airspace Lounges and you can enroll in Priority Pass Select at no additional cost. These programs provide you access to numerous domestic and international airport lounges.  Note, you need to enroll in Priority Pass Select within your Amex online account.

Transfer Points To Over 20 Frequent Traveler Programs Or Use Membership Rewards Pay With Points

You can read here about each of these methods of using your American Express Membership Rewards.

International Airline Program

The International Airline Program is a benefit where anytime you purchase a qualifying Business Class, First Class or PREMIUM ECONOMY ticket for international air travel with your card on participating airlines, you can get a complimentary ticket for a companion up to $2,500.


Enjoy complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking at over 750 extraordinary properties worldwide.

Platinum Card Concierge

There is a concierge staff  available to you day or night as a personal resource.
Contact Concierge: 800.525.3355

Purchase Protection

Purchase Protection protects eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase.

Extended Warranty

When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less.  Some exclusions apply.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card.

Marriott/SPG Gold

As a Platinum Card Member, you can upgrade to Marriott/SPG Gold Status without meeting any stay requirements.  Note, you must request enrollment for this benefit with American Express.

Hilton Honors Gold Status

As a Platinum Card Member you are eligible to enroll in complimentary Hilton Honors Gold status.  Note, you must request enrollment for this benefit with American Express.

The Points Mom and the American Express Platinum Card

Read about how I am trading in my biz Platinum and getting a personal one again.

Read about how and when I use my American Express Platinum Card.

More About The Card

Apply here for the American Express Platinum

Learn About American Express Membership Rewards Here