The Points Mom

I Am Downgrading Rob’s Bank Of America Premium Rewards Credit Card To The No Fee Travel Rewards Version

Recall that last year, Rob got the Bank Of America Premium Rewards Credit Card when it debuted with a 50,000 bonus point offer.  Fast forward, the $95 fee has become due again.  For those of you with not many cards, this card may be worth the fee as there is a $100 Airline Incidental Statement Credit annually […]

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I Am Canceling My U.S. Bank Altitude Reserve Visa Infinite Card

Remember last year, after a lot of planning I secured the U.S. Bank Altitude Reserve Visa Infinite Card. I met the minimum spend and received the 50,000 bonus offer. I used the 325 travel credit and even the $100 global entry credit.  With the 50,000 bonus point offer I redeemed $500 worth of travel, (I didn’t […]

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An American Express Rule That I Just Learned About

I often tell you that before you cancel a card, see if you can move your credit line to another card that you already have from that same bank.  I always do this before I cancel cards. However, I hit a snag in recently trying to cancel a bunch of Amex Hilton Honors cards.  Although […]

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