After having just received the bill for Rob’s Business Platinum at the hefty price tag of $595, I decided that he should cancel the card. There were a number of reasons why I made this decision: 1. I have the personal American Express Platinum and can add Rob (plus 2 of my kids) as […]
Category: Canceling Cards
I Have Downgraded My Chase IHG Rewards Club Premier Credit Card
For the time being, I have downgraded my Chase IHG Rewards Club Premier Credit Card to the Chase IHG Rewards Club Traveler Credit. Don’t get me wrong, I really like the card and feel the $89 more than makes up for the free night up to 40,000 IHG Rewards points. (Although, I probably would have kept the card […]
I Am Downgrading My Citi/AAdvantage Platinum Select World Elite MasterCard
This was a perfect use of the liberal credit card bonus/fee system. Last year in January, I got this card with a 60,000 American Airlines AAdvantage bonus. The $95 fee was waived the first year. This year, when I got billed for the $95 annual fee for my new cardmember year, I made one phone […]
And Now I Am Downgrading My Barclaycard Arrival Card To The Secret No Fee Option Too
Back in March, Rob downgraded his Barclaycard Arrival Plus World Elite MasterCard to a no fee version. I just did the same. My $89 fee on the card was coming due and I do not really use it. I called Barclaycard and I was able to downgrade my card to a no fee Barclaycard Arrival World MasterCard. This […]
Can A Bank Cancel Your Credit Card Account Without Your Authorization?
I would have originally answered this questions as No. But I know now it is a yes. It has happened to me this many times times so far. Read the circumstances below. Chase Plans To Cancel Rob’s Chase British Airways Visa Card But Is Letting Me Stop It If I Want To […]
Citibank Canceled Rob’s CitiBusiness/AAdvantage Platinum Select World MasterCard
Rob got a letter from Citibank the other day canceling his CitiBusiness/AAdvantage Platinum Select World MasterCard. It was the exact same letter that I got in 2015, when Citi canceled my my Citi Hilton HHonors Visa card. (Note, this Hilton card is now obsolete anyway). I called Citibank out of curiosity to find out their policy. Despite […]
I Am Downgrading My Amex Everyday Preferred Card To The Regular No Fee Everyday Card
I no longer needed my American Express Everyday Preferred card once I got the new American Express Gold Card with its’ $95 annual fee, so I easily downgraded it to the Amex Everyday Card that has no annual fee with a quick phone call. In general, I prefer this downgrade option and use it when I can […]
I Am Canceling Both Rob And My American Express Gold Delta SkyMiles Business Cards
I canceled both mine and Rob’s American Express Gold Delta SkyMiles Business Cards. Remember, Rob and I got the cards last year because we each received 60,000 Delta SkyMiles and the $95 annual fees were waived the first year. (The current offer is back down to 30,000 Delta SkyMiles.) Neither one of us ever used the […]
Rob Didn’t Have To Cancel His JetBlue Card Like I Did, They Gave Him A Downgrade Option-Huh?
Last week I posted about the fact that I canceled my JetBlue Plus MasterCard having received a notice that $99 annual fee was coming due in November. I called Barclaycard to see if they would make me a retention offer. They didn’t, nor would they downgrade the card to a no fee version. However, merely a […]
I Canceled My JetBlue Plus MasterCard
Having just received a notice that $99 annual fee for my JetBlue Plus MasterCard was coming due in November, I decided that I wasn’t going to pay this fee. I called Barclaycard to see if they would make me a retention offer. They didn’t, nor would they downgrade the card to a no fee version. I […]