This was a perfect use of the liberal credit card bonus/fee system. Last year in January, I got this card with a 60,000 American Airlines AAdvantage bonus. The $95 fee was waived the first year. This year, when I got billed for the $95 annual fee for my new cardmember year, I made one phone […]
Tag: Downgrade
I Am Downgrading Rob’s Bank Of America Premium Rewards Credit Card To The No Fee Travel Rewards Version
Recall that last year, Rob got the Bank Of America Premium Rewards Credit Card when it debuted with a 50,000 bonus point offer. Fast forward, the $95 fee has become due again. For those of you with not many cards, this card may be worth the fee as there is a $100 Airline Incidental Statement Credit annually […]
I Downgraded My Chase British Airways Visa Signature Card To The No-Fee Version
The annual fee on my Chase British Airways Visa Signature Card just became due. I no longer use this card and haven’t in years. I had originally gotten it a long time ago when we were planning a trip to London. Back then, it helped me save about 12K on our British Airways business class flights. Later, […]
Rob Just Downgraded His Hilton Honors American Express Ascend Card To The No Fee Card
When the new line of Hilton Honors Cards From American Express were released, Amex replaced Rob’s Hilton Honors Surpass card with the Hilton Honors American Express Ascend Card. This card had a comparable annual fee of $95. We just received a bill for the annual fee. However, Rob has never used this card-I mean never. I […]
I Downgraded My American Express Hilton Honors Surpass Card To The No Fee Hilton Amex
Last May, I got the American Express Hilton Honors Surpass card with a sign-up bonus of 100,000 Hilton Honors points. This May, the annual fee of $75 became due. I decided that this card is not worth $75 to me, so I downgraded this Hilton Honors Surpass to the NO FEE American Express Hilton Honors card. […]
If You Are Going To Try To Downgrade A Card To A No Fee Card, Call When You First Get The Bill For The Annual Fee
I recently posted about how I Downgraded Rob’s Chase United MileagePlus Explorer Card to a no fee United MileagePlus Card. Recall that I was able to do this in lieu of canceling the card when the annual fee became due. However, I waited too long to call. I called a day or 2 the […]
I Downgraded Rob’s Chase United MileagePlus Explorer Card For A No Fee United MileagePlus Card
Recall, that in the final days of the 50,000 bonus mile offer, I had Rob apply for the Chase United MileagePlus Explorer Visa. Well a year later, the annual fee of $95 became due. Rob had not used this card since spending the initial $3,000 to secure the 50,000 bonus miles. I called Chase. Note, […]