The Points Mom

I Am Downgrading My Citi/AAdvantage Platinum Select World Elite MasterCard

This was a perfect use of the liberal credit card bonus/fee system.  Last year in January, I got this card with a 60,000 American Airlines AAdvantage bonus.  The $95 fee was waived the first year.

This year, when I got billed for the $95 annual fee for my new cardmember year, I made one phone call and downgraded this card to the no fee Citi American Airlines AAdvantage MileUp Credit Card.

n general, I prefer this downgrade option and use it when I can instead of canceling (not that it would have been a big deal if I did have to cancel).