With a charge card, there are no interest charges because you pay your balance in full each month. If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time. But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.
$450 (but read about $200 airline fee credit below)
1. Earn 1x Membership Rewards point for every dollar you spend on purchases.
2. Earn 2x Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website.
3. Earn 1.5X Membership Rewards points per dollar spent on ANY purchase of $5,000 or more
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Select a qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and airport lounge day-passes, are charged by the airline to your Platinum Card Account.
The Platinum Card comes with complimentary airport lounge access to The Centurion Lounges, Delta Sky Clubs, and Airspace Lounges and you can enroll in Priority Pass Select at no additional cost. These programs provide you access to numerous domestic and international airport lounges.
Get 50% Membership Rewards points back when you use the Pay with Points feature for all or part of a flight with the airline you select. The selected airline will be “the qualifying airline” with respect to this new benefit and the $200 Airline Fee Credit. Note, Business Platinum members can also receive this benefit when booking a first or business class ticket with ANY airline.
Enjoy complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking at over 750 extraordinary properties worldwide.
There is a concierge staff available to you day or night as a personal resource. Contact Concierge: 800.525.3355
As a Platinum Card Member, you can upgrade to Starwood Preferred Guest Gold Status without meeting any stay requirements. Note, you must request enrollment for this benefit with American Express.
As a Platinum Card Member you are eligible to enroll in complimentary Hilton HHonors Gold status. Note, you must request enrollment for this benefit with American Express.
DEPARTURES magazine is published seven times a year for Business Platinum Card Members. Featuring the latest in luxury, DEPARTURES focuses on travel, style, culture, shopping, and dining.
Purchase Protection protects eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase.
When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Some exclusions apply.
If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card.