About American Express Business Platinum

Apply for the American Express Business Platinum Card Here


Card Highlights


American Express Business Platinum Card is a Charge Card

With a charge card, there are no interest charges because you pay your balance in full each month.  If you become eligible, you may be given the option to extend payment over time on certain charges using Amex’s Pay Over Time feature(s). If you use these features, you may accrue interest on any charges you choose to pay over time.  But remember, this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Membership Rewards with the card. Learn about the American Express Membership Rewards Program here.

Sign-up Bonus

Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. APPLY FOR THE CARD HERE

Annual Fee

$450 (but read about $200 airline fee credit below)

Earn Points on Spending

1. Earn 1x Membership Rewards point for every dollar you spend on purchases.

2. Earn 2x Membership Rewards points for each dollar of eligible purchases made when you book on the American Express Travel website.

3.   Earn 1.5X Membership Rewards points per dollar spent on ANY purchase of $5,000 or more

4.  Earn 5x Membership Rewards points on airfare and prepaid hotels booked through American Express Travel and paid for with your Business Platinum card.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

$200 Airline Fee Credit

Select a qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and airport lounge day-passes, are charged by the airline to your Platinum Card Account.

Fee Credit for Global Entry or TSA Pre√

Receive one Global Entry ($100) statement credit or one TSA Pre√ ($85) statement credit every 5 years for an application fee charged to your Platinum Card.

Airport Lounge Access and Priority Pass Select

The Platinum Card comes with complimentary airport lounge access to The Centurion Lounges, Delta Sky Clubs, and Airspace Lounges and you can enroll in Priority Pass Select at no additional cost. These programs provide you access to numerous domestic and international airport lounges.

Transfer Points To Over 20 Frequent Traveler Programs Or Use Membership Rewards Pay With Points

You can read here about each of these methods of using your American Express Membership Rewards.

35% Travel Bonus 

Get 35% Membership Rewards points back when you use the Pay with Points feature for all or part of a flight with the airline you select. The selected airline will be “the qualifying airline” with respect to this new benefit and the $200 Airline Fee Credit.  Note, Business Platinum members can also receive this benefit when booking a first or business class ticket with ANY airline.

International Airline Program

The International Airline Program is a benefit where anytime you purchase a qualifying Business Class, First Class or PREMIUM ECONOMY ticket for international air travel with your card on participating airlines, you can get a complimentary ticket for a companion up to $2,500.


Enjoy complimentary benefits and competitive rates with each FINE HOTELS & RESORTS booking at over 750 extraordinary properties worldwide.

Platinum Card Concierge

There is a concierge staff  available to you day or night as a personal resource. Contact Concierge: 800.525.3355

Starwood Preferred Guest Gold

As a Platinum Card Member, you can upgrade to Starwood Preferred Guest Gold Status without meeting any stay requirements.  Note, you must request enrollment for this benefit with American Express.

Hilton Honors Gold Status

As a Platinum Card Member you are eligible to enroll in complimentary Hilton Honors Gold status.  Note, you must request enrollment for this benefit with American Express.

Departures Magazine

DEPARTURES magazine is published seven times a year for Business Platinum Card Members. Featuring the latest in luxury, DEPARTURES focuses on travel, style, culture, shopping, and dining.

Complimentary Wi-Fi Internet Access On Flights

Access 10 complimentary Gogo inflight internet passes each calendar year.

Purchase Protection

Purchase Protection protects eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase.

Extended Warranty

When you use your card for eligible purchases, you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less.  Some exclusions apply.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won’t take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express Card.

The Points Mom and the American Express Business Platinum Card

Read about how and when I use my American Express Platinum Card.

More About The Card

Apply here for the American Express Platinum

Learn About American Express Membership Rewards Here