Certain cards out there give you back a percentage of your points when you redeem your points. There is an actual deposit back into your rewards account for this rebate in points. I will first focus on specific loyalty program cards that offer this feature and then move on to the flexible rewards cards that offer this as well. Note, some flexible rewards cards give you a point discount or bonus when you redeem but do it when you book the travel. There is no rebate or point deposit back into your account. You can read more about the difference here.
Airline Cards
Barclays Bank JetBlue Plus Card and the JetBlue Business Card-With these cards, you get 10% of your TrueBlue Points back every time you redeem. Learn More About The Plus Card Here and Learn More About The Business Card Here.
Hotel Cards
Chase IHG Rewards Club Select Credit Card-With this card there is a 10% rebate on IHG Rewards Club point redemptions-up to 100,000 points back each year. Note, this card is no longer available to new applicants
Chase World Of Hyatt Business Credit Card-If you spend $50,000 in a calendar year, you get 10% of your redeemed points back for the rest of the year, on up to 200,000 points redeemed Learn More About The Card Here.
Flexible Rewards Cards
Barclays Arrival Plus World Elite MasterCard and Barclays Arrival World MasterCard-With these cards, you book the travel you want with the card and then choose any travel purchase within the last 120 days and redeem your miles for a travel statement credit toward all or a portion of your travel purchases. Every time you redeem for travel statement credits, you get 5% of your miles back into your account. Note, these cards are no longer available to new applicants
American Express Business Platinum Card-You can get 35% Membership Rewards points back when you use the Pay with Points feature for either a First or Business class flight on any airline, OR for flights with your selected qualifying airline when you use the Membership Rewards Pay with Points feature through American Express Travel (35% Airline Bonus), up to 500,000 bonus points per calendar year.
Note, for First or Business class flights on a Card Member’s selected qualifying airline, the Card Member will still receive only 3.5 extra points for every 10 points redeemed.
You can select a qualifying airline at www.americanexpress.com/airlinechoice
Learn More About The Card Here. Note this rebate is used to be 50% but was reduced on June 1, 2017. 🙁
American Express Business Gold Card-You can get 25% Membership Rewards points back when you use the Pay with Points feature for or either a First or Business class flight on any airline, OR for flights with your selected qualifying airline when you use the Membership Rewards Pay with Points feature through American Express Travel (25% Airline Bonus), up to 250,000 bonus points per calendar year.
Note, for First or Business class flights on a Card Member’s selected qualifying airline, the Card Member will still receive only 2.5 extra points for every 10 points redeemed.
You can select a qualifying airline at https://global.americanexpress.com/card-benefits/detail/airline-choice/business-gold.
Learn More About The Card Here.
Citibank Rewards+ Card-Get 10% Points Back for the first 100,000 ThankYou Points you redeem per year. Learn More About The Card Here