When the new line of Hilton Honors Cards From American Express were released, Amex replaced Rob’s Hilton Honors Surpass card with the Hilton Honors American Express Ascend Card. This card had a comparable annual fee of $95. We just received a bill for the annual fee. However, Rob has never used this card-I mean never. I […]
Category: Downgrading In Lieu Of Canceling
Rob Downgraded His Barclaycard Arrival Card To The Secret No Fee Option
Just under a year ago, Rob got the Barclaycard Arrival Plus World Elite MasterCard with a nice 50,000 Arrival Mile bonus. We used these miles to pay for our train tickets between Amsterdam and Paris this past December and saved $580 using his miles. Fast forward, the $89 fee on the card is due this April. […]
I Actually Didn’t Cancel Rob’s Chase British Airways Visa, I Downgraded It Instead
Recall that I just posted about that I was going to cancel Rob’s Chase British Airways Visa Signature card as the $95 annual fee became due. However, when I called, I learned that there was a NO FEE British Airways Visa, a card that is not offered to the public. I downgraded Rob to that instead. […]
I Downgraded My American Express Hilton Honors Surpass Card To The No Fee Hilton Amex
Last May, I got the American Express Hilton Honors Surpass card with a sign-up bonus of 100,000 Hilton Honors points. This May, the annual fee of $75 became due. I decided that this card is not worth $75 to me, so I downgraded this Hilton Honors Surpass to the NO FEE American Express Hilton Honors card. […]
I Downgraded My Chase Sapphire Preferred To The Chase Freedom Unlimited
Like I have been posting about a lot lately, I recently got the Chase Sapphire Reserve Card with a 100,000 bonus point offer. Score! When comparing the Chase Sapphire Reserve to my beloved Chase Sapphire Preferred Card, it seems that everything the Preferred card does, the Reserve card does better. So for me, I […]
If You Are Going To Try To Downgrade A Card To A No Fee Card, Call When You First Get The Bill For The Annual Fee
I recently posted about how I Downgraded Rob’s Chase United MileagePlus Explorer Card to a no fee United MileagePlus Card. Recall that I was able to do this in lieu of canceling the card when the annual fee became due. However, I waited too long to call. I called a day or 2 the […]
I Downgraded Rob’s Chase United MileagePlus Explorer Card For A No Fee United MileagePlus Card
Recall, that in the final days of the 50,000 bonus mile offer, I had Rob apply for the Chase United MileagePlus Explorer Visa. Well a year later, the annual fee of $95 became due. Rob had not used this card since spending the initial $3,000 to secure the 50,000 bonus miles. I called Chase. Note, […]
I Downgraded My CitiBusiness/AAdvantage Platinum Select World MasterCard For A CitiBusiness ThankYou Card In Its Place
A few years ago, I got a CitiBusiness/AAdvantage Platinum Select World MasterCard and earned 45,000 American Airlines AAdvantage bonus miles. As I wrote in that post, once I earned the bonus with the card, I retired the card from my wallet. In 2015, I received a bill for the $95 annual fee. I did not want to […]