The Points Mom

New Offer With The Chase Freedom Unlimited

Apply for the Chase Freedom Unlimited Card Here

Card Highlights

 

Sign-up Bonus

Before you apply, make sure your ability to get the sign-up bonus is not limited by Chase restrictions on an additional sign-up bonus or the Chase 5/24 rule. Also be mindful of the unwritten 30 day application rule.

Annual Fee

NO ANNUAL FEE

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Points on Spending 

1.  Earn 5% or 5 points per dollar on on travel purchased through Chase Ultimate Rewards

2. Earn 3% or 3 points on dining at restaurants, including takeout and eligible delivery services

3.  Earn 3% or 3 points on drugstore purchases.

4. Earn 1.5% or points per dollar on EVERY PURCHASE.

Also, you earn 5% cash back (5 points) on Lyft rides through March 2025.

Earn Cash Back Or Ultimate Rewards Points

Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Your redemption options depend on whether you have other Chase Ultimate Rewards cards.  Learn about the Chase Ultimate Rewards Program here.

Using Your Chase Ultimate Rewards Points For Travel

Cash Back-Your points can be redeemed for cash back. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value.

Ultimate Rewards-Your points can be redeemed as Ultimate Rewards if you also have the Chase Ink Business Preferred card, Chase Sapphire Preferred or Chase Sapphire Reserve.  You can read more about that here.

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Learn More About Chase Ultimate Rewards Here