Amex has added cell phone protection coverage to many of their products. The products that now come with this benefit are the American Express Platinum Card, American Express Business Platinum Card, American Express Delta SkyMiles Platinum Card, American Express Delta SkyMiles Platinum Business Card, American Express Delta SkyMiles Reserve Credit Card, and the American Express Delta SkyMiles Reserve Business Card.
The following is just a little bit about the coverage details. If you want the full terms of coverage, find your applicable card here.
To get the coverage you must charge your monthly Eligible Cellular Wireless Telephone bill to your card. You are eligible for coverage the first day of the calendar month following the payment of your bill using your card.
The coverage you get is reimbursement for the actual cost to repair or replace a stolen or damaged phone.
The maximum liability is $ 800, per claim, per card account. Each claim is subject to a $ 50 deductible. Coverage is limited to two (2) claims per card account per 12 month period.