American Express Starwood Preferred Guest is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Points on Spending
2. Earn 1 point for every dollar you spend on all your other purchases.
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Starwood Elite Status
With the card, you receive credit for 5 nights and 2 stays each year toward SPG Elite status and you can also earn SPG Gold status after spending $30,000 or more in eligible purchases on your Card in a calendar year.
Purchase Protection protects eligible purchases made with the Card in the event they are accidentally damaged or stolen for up to 90 days from the date of purchase.