Last year I scored a 70,000 Bonus of Membership Rewards and a $300 statement credit by getting the Amex Business Gold that Rob referred to me with a 25,000 point referral bonus! That was a total of an easy 95,000 points that likely went to my stay at the Montage in Cabo this past fall. […]
Tag: Canceling cards
Can A Bank Cancel Your Credit Card Account Without Your Authorization?
I would have originally answered this questions as No. But I know now it is a yes. It has happened to me this many times times so far. Read the circumstances below. Chase Plans To Cancel Rob’s Chase British Airways Visa Card But Is Letting Me Stop It If I Want To […]
I Am Canceling My Chase Marriott Rewards Premier Card
Having just received the bill for the $85 annual fee for my Chase Marriott Rewards Premier Card, I knew I wasn’t going to pay this fee. I called Chase to see if they would make me a retention offer. They didn’t, nor would they downgrade the card to a no fee version. I therefore opted […]
I Am Canceling My U.S. Bank Altitude Reserve Visa Infinite Card
Remember last year, after a lot of planning I secured the U.S. Bank Altitude Reserve Visa Infinite Card. I met the minimum spend and received the 50,000 bonus offer. I used the 325 travel credit and even the $100 global entry credit. With the 50,000 bonus point offer I redeemed $500 worth of travel, (I didn’t […]
I Am Going To Cancel Rob’s Chase British Airways Visa Signature Card
Rob has had the Chase British Airways Visa Signature card for years. I have had him keep it in the past because we have always managed to find a way to obtain the British Airways Travel Together ticket, and use it. It can come in somewhat handy when you are a family of 5 that enjoys […]
Chase Plans To Cancel My Chase Disney Premier Visa Card
It has been a while since a bank has canceled one of my cards. Back in June, 2015, American Express canceled my Hilton Honors card. That same month, Citibank canceled my Citi Hilton HHonors Visa card. Now almost two years later, Chase is planning to cancel my Disney Premier Visa card. Chase stated in the letter, […]
Don’t Cancel A Card Without Trying To Move Your Credit Limit
If you find yourself wanting to cancel one of you cards, heed this advice first. Before you cancel, see if you can move your credit line to another card that you already have from that same bank. (obviously, if you have another card from that bank) There are a couple of reasons you should do […]
Amex Did Not Give Rob The Same Retention Offer As They Gave Me To Keep The Amex SPG Card
The $95 annual fee became due on Rob’s personal American Express Starwood Preferred Guest card. He never uses this card because we use my Amex SPG Business card or my Amex SPG personal card when we choose to use a Starwood card. Recall back in March, my $95 annual fee on my own personal card became due and […]
Sometimes With Chase, You Won’t Get A Prorated Annual Fee Back If You Cancel Your Card
I feel like I learn new things all the time when playing the credit card points and miles game. Today I learned that if you cancel a Chase credit card being 180 days or more into your fiscal account year, they will not refund a prorated amount of the fee back to you. I learned […]
I Downgraded My CitiBusiness/AAdvantage Platinum Select World MasterCard For A CitiBusiness ThankYou Card In Its Place
A few years ago, I got a CitiBusiness/AAdvantage Platinum Select World MasterCard and earned 45,000 American Airlines AAdvantage bonus miles. As I wrote in that post, once I earned the bonus with the card, I retired the card from my wallet. In 2015, I received a bill for the $95 annual fee. I did not want to […]