For all of you skeptics out there who believe that you hurt your credit (by a lot) by constantly applying for and canceling cards, (like I do), I just got a letter today from Citibank increasing my credit limit on my Citi Hilton HHonors Visa Signature Card. I also recently received a credit increase from […]
Tag: Canceling cards
Can You Get Another Sign-Up Bonus For A Citibank Card You Already Had And Canceled?
Citi ThankYou Cards-With cards such as the Citi ThankYou Premier Card and the Citi Rewards+ the terms state that Bonus ThankYou Points are not available if you have received a new account bonus for the card in the past 48 months. Citi AAdvantage Cards–With cards such as the Citi / AAdvantage Platinum Select World Elite MasterCard, CitiBusiness/AAdvantage […]
Can You Get Another Sign-Up Bonus For A Chase Card You Already Had And Canceled?
With many Chase cards, the card is not available to either (i) current cardmembers of the credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months Also specifically with the Chase Sapphire Reserve and Preferred cards, you cannot get the […]
Can You Get Another Sign-Up Bonus For An American Express Card You Already Had And Canceled?
The rules on this are now the same whether you are reapplying for a personal or business American Express card. The application terms for American Express personal cards or business cards have this language “This offer is not available to applicants who have or have had this product.” This means you can never get another sign-up bonus for any […]
I Am Canceling Rob’s Chase Marriott Rewards Premier Credit Card
I am canceling Rob’s Chase Marriott Rewards Premier Credit Card Remember, Rob got the card last year and received 70,000 Marriott Rewards points after making $2,000 in purchases within the first 3 months. (The current offer is back down to 50,000 Marriott Rewards points). We actually used this card and earned a ton of additional Marriott Rewards […]
I Am Canceling My Chase United MileagePlus Explorer Visa card
I am canceling my Chase United MileagePlus Explorer Visa card. Remember, I got the card last year (for the second time!) because I received 50,000 United MileagePlus bonus miles after making $2,000 in purchases within the first 3 months and an additional 5,000 bonus miles when Rob, who I made an authorized user, made a purchase […]
Destroying Canceled Cards
When it came time to destroy a credit card, I always used to use a regular scissor and cut my credit card in 1/2. I would then throw out each half in a separate garbage or throw each half out a few days apart. I still do this with my non-metal credit cards. However, with […]
I Am Canceling Both Mine And Rob’s American Express Gold Delta SkyMiles Cards
I canceled both mine and Rob’s American Express Gold Delta SkyMiles cards. Remember, Rob and I got the cards last year because we each received 50,000 Delta SkyMiles for spending $1,000 in the first 3 months and the $95 annual fees were waived the first year. (The current offer is back down to 30,000 Delta […]
Before You Cancel A Card, Consider The Credit Limit
Many times, when an annual fee comes due and I cannot negotiate my way out of paying the fee, I cancel the card. Over the last few years, to avoid annual fees, I have canceled my Chase Hyatt credit card, (and Rob’s too) my Chase Marriott Rewards Premier card, my Chase United MileagePlus Explorer card, and my […]
Uh Oh, Citibank May Have Stopped Crediting Back Annual Fees In Exchange For Card Use
Recall that in the past, Citibank has waived my annual fee in exchange for me using it. For example, awhile back, I negotiated an offer regarding my Citi/AAdvantage Platinum Select World Elite Mastercard. Citi made me an offer in which I need to use the card for 5 purchases of $20 or more over the […]