Citi ThankYou Premier Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Points on Spending
2. Earn 2x ThankYou Points on Dining out and Entertainment (click here for a detailed definition of entertainment)
3. Earn 1X ThankYou Points on other purchases
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
20% Off Airfare
You need 20% fewer points when redeeming ThankYou points for airfare through the Citi ThankYou Travel Center. This means one Citi ThankYou point equals $0.0125 incremental value on travel. For example, a $250 airline ticket will cost you 20,000 Citi ThankYou points. Click here to learn more about redeeming points.
Points Transfer With No Transfer Fees
Transfer points to participating frequent travel programs with no transfer fees. Most points transfer at full 1:1 value – that means 1000 ThankYou points equal 1000 partner miles/points. Except for Hilton Honors where 1 Point = 1.5 Hilton Honors Bonus Points. The participating Travel Loyalty Programs are: Asia Miles; Etihad Airways Guest; EVA Air Infinity Mileage Lands; Garuda Indonesia Frequent Flyer; Hilton Honors; Malaysia Airlines Enrich; Qatar Airways Privilege Club; Singapore Airlines KrisFlyer and Thai Airways Royal Orchid Plus. Click here to learn more about transferring points.
The Points Mom And The Citi Thank You Premier Card