Citi Thank You Rewards are earned in a variety of ways. Once you have earned the points, how do you then use the points for free travel? The options are listed below.
1. Transfer points to airlines
You can transfer your Citi Thank You points to participating travel loyalty programs you are enrolled in. Click here to see the complete list of programs.
2. Redeem your points through Citi’s Travel Center
Citi has an online travel booking tool available where you can redeem your points for travel. You can redeem for flights, hotels, cars, travel packages and activities. Also if you are short on points, you can use your Citi Card and your ThankYou Points together to pay and redeem for all travel available through the online booking tool. The redemption rate depends on the type of Citi card you have. Below are the redemption rates for each card
Citi ThankYou Prestige Card-Citi ThankYou Points -worth different amounts depending on what you are redeeming them for—for example…
Hotel Stays– one Citi ThankYou point equals $0.01 incremental value on travel. For example, a $500 hotel stay, will cost you 50,000 ThankYou points.
Flights on airlines-one Citi ThankYou point equals $0.0125 incremental value on travel. For example, a $625 flight will cost you 50,000 ThankYou points.
Citi ThankYou Premier Card-one Citi ThankYou point equals $0.0125 incremental value on travel. For example, a $250 airline ticket will cost you 20,000 Citi ThankYou points.
Citi ThankYou Preferred Card-one Citi ThankYou point equals $0.01 incremental value on travel. For example, a $200 airline ticket will cost you 20,000 Citi ThankYou points.
Is it better to transfer or redeem Citi ThankYou points?
It depends? I always start out by going to the website of the airline/hotel, etc and seeing how many points are required for a free night or flight. If I feel the point redemption is too high, or if I do not have enough points to transfer to the partner, I may go to the online booking tool and book travel, paying with my my points there. Usually the online booking tool offers the same rates as the rates offered by the airlines, hotels, etc. Also when booking the travel through the online booking tool, your travel counts as a paid fare, so you’ll also earn frequent flyer miles or rewards points on the purchase.
However, if I will use less points by transferring them to the partner and booking my travel through the partner’s program, then I will transfer my points to the applicable program, having taken into consideration that I will not be earning miles or points on this non-paid fare. Note however, the case is likely different with hotel points. When you book hotels through American Express Travel, it is like booking the stay through an online travel agency. You will most likely not earn the hotel loyalty points.
It comes down to the fact that you need to do the research. But in any event, you have flexible options when using Citi ThankYou points to book free travel!