The Points Mom

Know Which Credit Card To Use and When

  Once you have a diversified wallet of credit cards, you need to know which one to use based on what you are charging or on what rewards you want to accumulate. Some credit cards offer extra points at restaurants, gas stations, supermarkets, etc. while others are linked to specific loyalty programs in which you […]

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Pay Your Credit Card Bills In Full And On Time

  Pay your credit card bills in full and on time for two main reasons.  First, if you do not pay your balance in full, you will be subject to interest.  Any interest that you pay will negate any free travel that you book on points.  This game only works if you do not incur […]

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