When it came time to destroy a credit card, I always used to use a regular scissor and cut my credit card in 1/2. I would then throw out each half in a separate garbage or throw each half out a few days apart. I still do this with my non-metal credit cards. However, with […]
Category: Mom’s Tips
Be Flexible About Your Flight Times
You may not be the family that wakes up to make that 6am or 7am flight. After all, that would entail you waking your family up at the ungodly hour of about 4am to make it to the airport (maybe even earlier for an international flight), ugh! But sometimes if you want to use […]
Be Flexible About Your Destination
If you have a specific destination in mind as to where you want to travel, you may gear you credit card bonuses and spending to earn miles/points for that destination. Unfortunately, when the times comes to book, you sometimes may fall short of your goal. This happens to me and when it does I […]
Have Faith In The System
Are you a person that balances their checkbook? I am not. I am also not a person that makes sure that my rewards earned correlates with my spending. I mean on occasion, I will check to make sure that I am earning 3X American Express Rewards points on advertising with the American Express Business Gold […]
Most Cards Now Have Chips
Many of you must have heard about chip technology when it comes to credit cards. What does this mean? Any card that uses chip technology comes equipped with an encrypted microchip-a small metal square on the front of your card. This chip adds an additional level of security to your transactions at chip-enabled terminals and […]
I Am Canceling Both Mine And Rob’s American Express Gold Delta SkyMiles Cards
I canceled both mine and Rob’s American Express Gold Delta SkyMiles cards. Remember, Rob and I got the cards last year because we each received 50,000 Delta SkyMiles for spending $1,000 in the first 3 months and the $95 annual fees were waived the first year. (The current offer is back down to 30,000 Delta […]
Be Relentless In Your Search For Reward Travel
If you have read my post about how to get started to earn rewards for free travel, you would have learned that you need to work a bit to EARN rewards. You may also need to work a bit to USE the rewards. This may involve constantly checking to see if and when a reward, […]
Points.com
Points.com is a site where you can manage all your loyalty programs in one spot, move points and miles between programs and have access to promotional offers. You can also redeem points and miles via the site for shopping and gift cards. It is free to join. You can see which loyalty partners Points.com partners […]
Before You Cancel A Card, Consider The Credit Limit
Many times, when an annual fee comes due and I cannot negotiate my way out of paying the fee, I cancel the card. Over the last few years, to avoid annual fees, I have canceled my Chase Hyatt credit card, (and Rob’s too) my Chase Marriott Rewards Premier card, my Chase United MileagePlus Explorer card, and my […]
Uh Oh, Citibank May Have Stopped Crediting Back Annual Fees In Exchange For Card Use
Recall that in the past, Citibank has waived my annual fee in exchange for me using it. For example, awhile back, I negotiated an offer regarding my Citi/AAdvantage Platinum Select World Elite Mastercard. Citi made me an offer in which I need to use the card for 5 purchases of $20 or more over the […]