One of the easiest ways to rack up points and miles is by getting cards with big sign up bonuses. Recall, if the only way to get a card, that you want, is by asking for a small credit limit, then take the small credit limit. It is a means to an end. However, generally, […]
Category: Mom’s Tips
At Hotels, If A Reward Redemption Is Not Available, Try Each Date Separately
Much of the inventory that you can book through hotel loyalty programs with points is for standard rooms. It follows, that you can run into a problem when booking with points if standard rooms at the hotel are sold out. However, don’t be so quickly discouraged when you are looking to book a hotel stay […]
Save Up Your Dry Cleaning!
As we know from prior posts, a merchant may require a credit card minimum of $10. My dry cleaner has a big sign on the register that states that there is a $10 minimum to use a credit card. I recently brought one of my husband’s shirts into the dry cleaner. When I went to […]
If You Are Shopping Through A Shopping Portal, Make Sure When You Seal The Deal, You Are Logged Into The Portal
I did a big drugstore.com shop for my kids for camp back in June using my Chase Sapphire Preferred card. When I do shop online, if I am not using Amazon which is the norm for me, I try to remember to shop through the Chase Ultimate Rewards Shopping portal. Don’t forget, you earn extra […]
Know That If You Fly Using Miles, You Are Still Entitled To Your Elite Status Benefits
If you are an elite member of an airline rewards program, know that you are entitled to the airline benefits and privileges attached to your status level, despite the fact that you may be using miles for your flight. One thing has nothing to do with the other. […]
Know That If You Stay Using Hotel Points, You Are Still Entitled To Your Elite Status Benefits
If you are an elite member of a hotel rewards program, know that you are entitled to the hotel benefits and privileges attached to your status level, despite the fact that you may be using points for your stay. One thing has nothing to do with the other. […]
AAA Discounts At The Parking Spot
How do you get to and from the airport? Our MO is to drive our car to the airport and park at an offsite location like AirPark or the Parking Spot. This usually works quite well despite the fact that you need to leave slightly earlier (then if you were taking a car service) […]
Upon Annual Renewal, If Citi Will Negotiate Your Annual Fee, Make Sure You Pay It First And Then Get The Credit Back
As I have posted about a few times now, Citibank will negotiate with you when you tell them that you do not want to pay your annual fee and want to cancel the card. For example, awhile back, I negotiated an offer regarding my Citi/AAdvantage Platinum Select World Elite Mastercard. Citi made me an offer […]
Still Get Your Airline Card’s Travel Benefits, Even On Award Travel
Airline cards offer a variety of benefits such as lounge access, free checked bags, priority check in, priority boarding and in-flight purchase discounts. Just know, that even if you are flying on a reward, you will still get the card’s travel benefits. When you book your reward ticket, the airline knows whether you are […]
The Difference Between A Charge Card And Credit Card
What is the difference between a charge card and a credit card? A charge card does not have an interest rate and requires you to pay your balance in full at the end of each billing cycle instead of making payments on the balance over several months. Generally, charge cards don’t have a preset credit limit, […]