What Is A Secured Credit Card?

For those of you who have never established credit (or have poor credit) and you want a credit card, you may need to start out with a secured credit card and work your way up to an unsecured one. A secured card is a card that requires you to make a cash collateral deposit that […]

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My First New Card Of 2018-The Chase Hyatt Visa

  I didn’t have plans to apply for a new credit card yesterday, but various factors led to my application and subsequent approval for the Chase Hyatt card. First, I got an email from World Of Hyatt inviting me to apply for the card.  Recall that with the card, you get 40,000 World Of Hyatt […]

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Rob Is Saying Goodbye To His Barclays Hawaiian Airlines Card But Hello To A Barclays Arrival Card

  Back last year, Rob got an offer on the plane back from Hawaii and signed up for the Barclaycard Hawaiian Airlines World Elite MasterCard..  He got a very nice line of credit with the card.  Once Rob secured the 50,000 HawaiianMiles from the bonus offer, he stopped using the card. Fast forward a year later, […]

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Ask For A Small Credit Limit

If your credit application is not approved immediately and they ask you to wait or to call, consider asking for a very small credit limit.  After all, many times you are only getting the card to meet the minimum spend to get the sign-up bonus, so why do you need a large credit limit anyway? […]

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