The Points Mom

About Capital One Spark Cash Select

Apply For The Capital One Spark Cash Select Here

Card Highlights

Capital One Spark Cash Select Card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.  

Earn Cash Back

Earn CASH BACK with the card. If you have Capital One Miles with another card, this cash back can be converted to Capital One Miles.

Sign-up Bonus

Before you apply, make sure you are not limited by any of the Capital One application rules. 

Annual Fee

No Annual Fee 

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Cash Back on Spending

Earn unlimited 1.5% CASH BACK on every purchase

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

Redeem For Cash 

You can get your cash back upon request in the form of a statement credit or a check. You can also set up an automatic redemption preference; options include: (1) at a set time each calendar year or (2) when a specific threshold ($25, $50, $100 or $200) has been reached. To set this up, go online to capitalone.com or contact the Rewards Center. You can also redeem for credits for previous purchases, gift cards, etc.

And Convert Cash To Capital One Miles!

If you have a card (Venture or Spark) that earn Capital One Miles, you can easily convert your cash back on this card to Miles. This is a very good option to have as Capital One Miles are quite valuable as in addition to using them to erase travel purchases, they can also be transferred to all of Capital One’s transfer partners. Note, you cannot convert in the opposite directions, that is miles to cash back.

More About The Card

Apply For The Card Here