Card Highlights
Capital One Spark Cash Select Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Cash Back
Earn CASH BACK with the card. If you have Capital One Miles with another card, this cash back can be converted to Capital One Miles.
Sign-up Bonus
Before you apply, make sure you are not limited by any of the Capital One application rules.
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Cash Back on Spending
Earn unlimited 1.5% CASH BACK on every purchase
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Redeem For Cash
And Convert Cash To Capital One Miles!
If you have a card (Venture or Spark) that earn Capital One Miles, you can easily convert your cash back on this card to Miles. This is a very good option to have as Capital One Miles are quite valuable as in addition to using them to erase travel purchases, they can also be transferred to all of Capital One’s transfer partners. Note, you cannot convert in the opposite directions, that is miles to cash back.