The Points Mom

About J.P. Morgan Reserve Visa Infinite Card

Card Highlights

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J.P. Morgan Reserve Visa Infinite Card is an Invitation Only Credit Card

The J.P. Morgan Reserve Visa Infinite Card is a high-end, invite-only credit card available to Chase Private Bank Customers. You can learn more of the details abut the card here.

J.P. Morgan Reserve Visa Infinite Card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Ultimate Rewards with the card.  Learn about the Chase Ultimate Rewards Program here.

Annual Fee

$550 annual fee

Additional Cardholder Fees

Additional cardholder fees are $75 per year per card.

Earn Points on Spending 

1. Earn 3 points on Dining– Earn 3 points per $1 spent at restaurants. AND 10x points per $1 on Chase Dining purchases through Ultimate Rewards.

2. Earn 10x points per $1 on hotels and car rentals purchased through Chase Travel

3. Earn 5x points per $1 on flights purchased through Chase Travel

4. Earn 3 points on Travel-Earn 3 points per $1 spent on travel when you use your card to pay for airfare, hotels, cruises, rental cars, travel agencies, train tickets, taxis, tolls and more. (Click here for a complete definition of travel from Chase)

Note-you will not earn ANY points on travel that will be offset by the $300 travel credit, after the $300, you will earn at the 3X rate on travel purchases (the credit is explained below)

5. You earn 10x points per $1 on Lyft rides through March 2025.

6. You earn 10x points per $1 on Peloton equipment

7. In addition to earning 3 points per dollar at restaurants and on travel, you’ll earn 1 point for every dollar you spend on all your other purchases.

$300 Annual Travel Credit

Each anniversary year, automatically receive up to $300 in statement credits as reimbursement for travel-related purchases charged to your card.

Complimentary Priority Pass Select Membership

You can enroll in Priority Pass Select at no additional cost.  This program gives you access to numerous airport lounges that are part of the Priority Pass Select Program.  You can bring in a maximum of two accompanying guests. For any additional guests, your card will be charged $27 per guest, per visit.

Global Entry or TSA Pre✔ Fee Credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee charged to your card for Global Entry or TSA Pre√

50% More In Value When You Redeem Your Points For Travel

When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value.  However, each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0150 (one and a half cents), which means that 100 points equals $1.50 in redemption value, and points are worth 50% more than if redeemed for cash.  For example, a $750 flight (or other travel purchase booked on the Chase Ultimate Rewards site) requires 50,000 points. (NOT 75,000)  Read about how to redeem points through Ultimate Rewards here.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

DoorDash DashPass Membership

If you haven’t already taken advantage of this benefit that you get for a year, add your card as the default payment method in DoorDash and gain access to a complimentary DashPass membership for one year.  The membership offers free delivery and lower service fees. Note, you need to activate by December 31, 2024  your free year will start on your activation date so plan accordingly.

Free Year Of Lyft Pink Membership

You can activate Lyft Pink for a free 1-year membership.   Note, you have to activate the Lyft Pink benefit by March 31, 2022 and your free year will start on your activation date so plan accordingly.

Point to Point Transfer With No Transfer Fees

Transfer points to participating frequent travel programs with no transfer fees and at full 1:1 value – that means 1000 Ultimate Rewards points equal 1000 partner miles/points. Read about how to transfer points to travel programs here.

Special Benefits At The Luxury Hotel & Resort Collection

Benefits at these properties may include complimentary room upgrades, complimentary meals, early check-in and late check-out, special discounts and credits and extra amenities.

Elite Hotel Benefits At RELAIS & CHÂTEAUX

Enjoy great benefits like a VIP welcome and complimentary breakfast daily at select properties with Relais & Châteaux (a prestigious collection of luxury properties in over 60 countries).

Trip Cancelation/Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

More About The Card

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Learn More About Chase Ultimate Rewards Here