Discover it Business Cash Back Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel. However, with the current offer for this card, there is a 0% intro APR on purchases and balance transfers for 12 months.
Earn CASH BACK with the card.
No Sign-up Bonus But…
No purchase minimums and no sign-up bonus BUT after the first 12 consecutive billing periods that your new account is open, Discover will match all of the cash back rewards you’ve earned and apply them to your account. Note, this offer is available only to new cardmembers.
Earn Cash Back on Spending
Earn 1.5% cash back on every dollar spent on all purchases
Note, some of the ways that you can redeem your Cash Back is a credit to your account or an electronic deposit into any account you designate.