Card Highlights
Citi Custom Cash Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel. However, with the current offer for this card, there is a 0% intro APR on purchases and balance transfers for 12 months.
Card Rewards
Earn CASH BACK with the card.
Sign-up Bonus
Earn $200 cash back after you spend $750 on purchases in the first 3 months of account opening.
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Cash Back on Spending
Earn 5% Cash Back for each $1 you spend in your highest spend category each billing cycle up to the first $500 spent in that category. After the first $500 spent in that category during the billing cycle, you will earn 1% for each additional $1 you spend. The 5% eligible categories are restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs and live entertainment.
Earn 1% for each $1 you spend on other purchases (excluding purchases made in your highest spend category.
Note, You can redeem cash back for checks, statement credits or gift cards and you can convert this cash back to Citi ThankYou points if you have a card that allows you to earn Citi ThankYou points.
More About The Card
Apply Here for the Citi Custom Cash Card
