With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
A complimentary 3 night stay at any tier 1-4 Ritz-Carlton hotel, after you spend $5,000 on purchases in the first 3 months from account opening. APPLY FOR THE CARD HERE. Note, the e-certificares for the free 3 night stay, expire one year from issue.
$450 per year
1. Earn 5 points per $1 at any participating Ritz-Carlton hotel or worldwide partner hotels including JW Marriott®, EDITION®, Autograph Collection® Hotels, Renaissance Hotels and Marriott Hotels & Resorts and since the merger, Starwood resorts too.
3. Earn 1 point per $1 spent on all other purchases made with your card
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Pay for Global Entry using your Ritz-Carlton Rewards Credit Card to pay your application fee (currently $100) and receive a $100 statement credit.
$300 annual travel credit to use for seat upgrades, baggage fees and preferred lounge memberships or passes, etc.
You get Gold Elite status in the Ritz-Carlton Rewards program your first account year. You can maintain your Gold Elite status by spending $10,000 on purchases your first account year and each account year thereafter. You can achieve Platinum Elite Status if you spend $75,000 on purchases each account year. You can read more about Ritz-Carlton Rewards Elite Status here.
Receive a complimentary annual Priority Pass Select membership with access to over 900 VIP airport lounges in over 400 cities worldwide (~$399 retail value).
$100 hotel credit toward dining, spa or other hotel recreational activities on paid stays of two nights or longer.
A $100 airline credit when you book two or more passengers on a qualifying airline itinerary with The Ritz-Carlton Rewards Credit Card at visadiscountair.com/ritzcarltoncard. Note, the primary cardmember must be one of the passengers. Note this is a benefit of all Visa Infinite cards.
You can view the details of the old card here. If you were a prior card holder, some of these benefits may still be available to you. In addition, you have access to the new benefits of this new card as well.