This card has been superseded. You can read about the new card here.

Card Highlights

Chase Ritz Carlton Rewards card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn Ritz Carlton Rewards points with the card as a member of the Ritz Carlton Rewards Program. Learn about the Ritz Carlton Rewards program here.

Sign-up Bonus

A complimentary 2 night stay at any tier 1-4 Ritz-Carlton hotel, after you spend $4,000 on purchases in the first 3 months from account opening. APPLY FOR THE CARD HERE.

Annual Fee

$395 per year

Earn Points on Spending

1. Earn 5 points per $1 at any participating Ritz-Carlton hotel or worldwide partner hotels including JW Marriott®, EDITION®, Autograph Collection® Hotels, Renaissance Hotels and Marriott Hotels & Resorts.

2. Earn 2 points per $1 spent on airline tickets purchased directly from the airline, and at car rental agencies and restaurants.

3. Earn 1 point per $1 spent on all other purchases made with your card

10% Annual Points Premium

Receive a 10% Annual Points Premium on Ritz-Carlton Rewards points earned through card purchases made during the year.

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

3 Upgrades to the Ritz Carlton Club Level Each Year

Complimentary upgrades to The Ritz-Carlton Club Level three times annually on paid stays of up to seven nights, subject to availability at the time of your reservation. Advanced reservations and e-certificate are required.

$300 Annual Travel Credit

$300 annual travel credit to use for baggage fees, Global Entry fees, seat upgrades, access to your preferred airport lounge, etc.

Automatic Gold Elite Status Your First Account Year Then Status Levels Based On Spending

You get Gold Elite status in the Ritz-Carlton Rewards program your first account year. You can maintain your Gold Elite status by spending $10,000 on purchases your first account year and each account year thereafter. You can achieve Platinum Elite Status if you spend $75,000 on purchases each account year. You can read more about Ritz-Carlton Rewards Elite Status here.