You see the “amounts owed” piece of the pie?Starting April 16, all three credit bureaus (Experian, Equifax, and TransUnion) will remove all tax liens and many civil judgements from that piece of the pie.
With out those amounts, your utilization ratio will go down. Don’t forget, utilization ratio is debt to credit. So without tax liens and civil judgments, you utilization ratio will decrease. This will likely lead to a credit score increase!
You can read more about this change here.
