What Happens To Your Points And Miles Upon Death?

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As a former trusts and estates attorney, I am aware of the issues that survivors face upon the death of a loved one.  As with other assets that get passed upon death, miles and points that the deceased accumulated during their life, may, at times, also be passed.  It seems as if some of the airline and especially hotel loyalty programs are a lot more generous with the transfer rules than the flexible rewards programs such as Amex and Chase.

Flexible Rewards

Airline Rewards

Hotel Rewards