Back in 2014 I got the Bank Of America Virgin Atlantic World Elite MasterCard with a nice sign-up bonus. I paid the $90 annual fee for the next 4 years because, well I don’t really know why. However, this past year, I decided to try to downgrade my card to a no fee version. There wasn’t one. However, BOA happily and easily let me convert my card to a NO FEE Bank Of America Travel Rewards Credit Card.
I was surprised that Bank Of America let me switch to a different line of cards, most banks do not permit this. Thanks BOA for making this so easy and allowing me to avoid canceling my card.