The Points Mom

About Discover it Cash Back Card

Apply For The Discover it Cash Back Card Here

Card Highlights

Discover it Cash Back Card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.  However, with the current offer for this card, there is a 0% intro APR on purchases and balance transfers for 12 months.

Card Rewards

Earn CASH BACK with the card.

No Sign-up Bonus But…

No purchase minimums and no sign-up bonus BUT after the first 12 consecutive billing periods that your new account is open, Discover will match all of the cash back rewards you’ve earned and apply them to your account.  Note, this offer is available only to new cardmembers.

Annual Fee

No Annual Fee

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Cash Back on Spending

1. Earn 5% cash back in rotating categories each quarter, up to the $1,500 each time you activate.

2. Earn 1% Cash Back on other purchases.

There are new categories every three months like gas stations, restaurants, Amazon and Target.

Note, some of the ways that you can redeem your Cash Back is a credit to your account or an electronic deposit into any account you designate.

More About The Card

Apply Here for the Discover it Cash Back Card