The Points Mom

Amex’s New Benefit-Trip Cancel Guard

American Express cards have a new feature called Trip Cancel Guard. It is kind of like Cancel For Any Reason (CFAR) insurance for flights. Note, it is not travel insurance and can be puchased in addition to travel insurance if you are someone who buys travel insurance. This new Trip Cancel Guard benefit provides up […]

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Chase Travel Insurance Still Kicks In Even When You Pay With Points

Many Chase cards offer automatic a Trip Cancellation/Interruption Insurance Benefit.  This benefit kicks in regardless of whether you pay for your trip using a Chase card or using your Chase Ultimate Rewards points.   The terms even state that reimbursement can be provided for pre-paid, non-refundable travel expenses including passenger fares, tours and hotels. And it […]

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Visa Infinite Versus Visa Signature Versus Visa Traditional

There are three types of Visa-branded credit cards: the Visa Infinite, the Visa Signature and the Visa Traditional.  Each of the cards differs in terms of benefits and protections, with the Infinite being the highest level card (and most expensive) and the Traditional being the lowest. A Visa Infinite card, provides the highest level of […]

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Early Sapphire Reserve Recipients-Your $300 Travel Credit Has Renewed

Recall that with the Chase Sapphire Reserve Card you automatically receive up to $300 in statement credits as reimbursement for travel-related purchases charged to your card. If you were an early recipient (before May 21 2017) of the Chase Sapphire Reserve Card, like I was, our $300 statement credits for travel-related purchases charged to our card has restarted.  The […]

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Thanks Chase For Helping My Credit Score

For all of you skeptics out there who believe that you hurt your credit (by a lot) by constantly applying for and later downgrading (preferable) or canceling cards, (like I do), I just got a letter today from Chase offering to increase the credit limit on my Chase Sapphire Reserve card for no reason.  The […]

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