The Points Mom

Know Which Credit Card To Use and When

  Once you have a diversified wallet of credit cards, you need to know which one to use based on what you are charging or on what rewards you want to accumulate. Some credit cards offer extra points at restaurants, gas stations, supermarkets, etc. while others are linked to specific loyalty programs in which you […]

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Happily Charge Dinner

Happily charge dinner…You’re out with other people and they want to pay cash for the bill…say thank you! Charge the whole bill and collect the cash. You just earned reward points for the entire bill instead of just your portion. Apply this strategy in other areas too.  For example, be the organizer of the group […]

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Switch Your Bills To Be Paid By A Credit Card

Figure out which of your bills that you are writing checks for every month can be switched to be paid via credit card.  By switching over some of your expenses, not only will it help you accumulate valuable credit card points,  it can also save you time as you can set the payment up to […]

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Stop Using Cash

I don’t care where I am or how little the charge is, I use a credit card to pay. Even if I am getting just a cup of coffee at Starbucks or a pack of gum at a market, I am breaking out a credit card. In fact, many times, using a credit card will […]

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Our Hotels That Were Not Free-Which Credit Card I Paid With And Why

The Little Nell, Aspen-Chase Sapphire Reserve The Canyons Resort, Utah-Chase Sapphire Reserve Jackson Hole-Chase Sapphire Reserve St. Pete Hilton Stay-American Express Hilton Honors Surpass Card Long Weekend On Lake George-Chase Sapphire Preferred A Stay In The Willamette Valley, AKA Oregon Wine Country-Chase Sapphire Preferred Our Stay In Portland And Some More About Our Great Trip-American […]

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