Capital One Rules New rule-Existing or previous cardmembers are not eligible for the cards if they have received a new cardmember bonus for the product in the past 48 months. Other Rules that have been documented at times… 1. TWO card max – You can have a maximum of 2 Capital One personal cards at […]
Category: Credit Card Applications
625,000 Bonus Potential For Rob And I In Just A Few Short Months!
Since the end of 2020, Rob and I have been applying for a lot of cards! And we have scored more than 1/2 million rewards from many of these unprecedented offers due to covid. 200,000 JetBlue TrueBlue Points First, we both took advantage of the 100,000 JetBlue bonus offer with the JetBlue Plus Mastercard. We […]
$60 Statement Credit Immediately After Amex Application Because No Access To Card Number Or Credit Limit
I have never seen the below very generous offering before from Amex. I just recommended a client get the extremely lucrative Amex Gold card. They applied and were approved and selected the option to gain access to their card number and credit limit. (Which is a benefit that Amex offers when you apply-other banks not […]
How Many Chase Cards Can I Apply For And Get Approved For At One Time?
You likely won’t be approved for more than two Chase credit cards in a 30 day period. I usually advise my clients to wait about 35 days after being approved for one Chase card before they apply for a second. This 35 day strategy seems to have been successful thus far. Fingers crossed that it […]
How Many Amex Cards Can I Apply For And Get Approved For At One Time?
You won’t be approved for more than two Amex CREDIT credit cards in a 90 day period. Note, that charge cards are counted separately and don’t go into this 2 count tally. You can learn about the difference between charge cards and credit cards here. I often have many of my clients apply for the […]
Do You Have A College Bound Kid? Which Credit Card Will They Leave Home With?
In college, I vividly remember a young rep from American Express approaching me at the campus center to fill out an application for an American Express Green card. Not having a credit card at the time and relying on my Key Bank card and “money matic” machines for spending money, I happily obliged and submitted […]
Additional Amex Language That Could Prevent You From Scoring That Welcome Bonus
When applying for American Express cards you need to be aware of a few issues that may prevent your from being approved for a new card with a sign-up bonus. First, there is the American Express lifetime language. The lifetime rules on this are the same whether you are reapplying for a personal or business American […]
What Is A Secured Credit Card?
For those of you who have never established credit (or have poor credit) and you want a credit card, you may need to start out with a secured credit card and work your way up to an unsecured one. A secured card is a card that requires you to make a cash collateral deposit that […]
Bank Of America 2,3,4 Rule And 24 Month Rule
Chase has it’s 5/24 rule, and Amex has it’s 5 card rule. Bank Of America wanted to get in on the action, so they rolled out the 2,3,4 rule. The rule is that BOA will only approve you for -2 cards within a 2 month period -3 cards within a 12 month period and 4 cards […]
American Express Cards-How Many Can I Have?
For those of you, like me, who love American Express (I have been a member since 1988!) and often apply for their cards, know that American Express will likely not allow you to have more than five (I heard they changed to 4) CREDIT cards inclusive of BUSINESS AND PERSONAL cards at one time. (I added […]