What Is A Secured Credit Card?

For those of you who have never established credit (or have poor credit) and you want a credit card, you may need to start out with a secured credit card and work your way up to an unsecured one. A secured card is a card that requires you to make a cash collateral deposit that […]

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Bank Of America 2,3,4 Rule

  Chase has it’s 5/24 rule, and Amex has it’s 5 card rule.  Bank Of America wanted to get in on the action, so they rolled out the 2,3,4 rule. The rule is that BOA will only approve you for -2 cards within a 2 month period -3 cards within a 12 month period and 4 cards […]

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My First New Card Of 2018-The Chase Hyatt Visa

  I didn’t have plans to apply for a new credit card yesterday, but various factors led to my application and subsequent approval for the Chase Hyatt card. First, I got an email from World Of Hyatt inviting me to apply for the card.  Recall that with the card, you get 40,000 World Of Hyatt […]

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Rob Is Saying Goodbye To His Barclays Hawaiian Airlines Card But Hello To A Barclays Arrival Card

  Back last year, Rob got an offer on the plane back from Hawaii and signed up for the Barclaycard Hawaiian Airlines World Elite MasterCard..  He got a very nice line of credit with the card.  Once Rob secured the 50,000 HawaiianMiles from the bonus offer, he stopped using the card. Fast forward a year later, […]

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