Getting Started

If you read about me, you would have learned that I am a mom with three kids and I love to travel.  I also love taking advantage of great credit card offers and using these cards to earn LOTS of miles and points. I then use these miles and points to pay for family vacations.  I am […]

Read More…

Apply For Cards That Offer Sign-Up Bonuses

Be on the lookout for good credit card point bonus offers and take advantage of them.  Many credit card companies offer big point bonuses when you meet certain minimum spend requirements in a given amount of time. In addition, within many of these offers, the annual fee is waived the first year.  Recently, Rob and […]

Read More…

Know Which Credit Card To Use and When

  Once you have a diversified wallet of credit cards, you need to know which one to use based on what you are charging or on what rewards you want to accumulate. Some credit cards offer extra points at restaurants, gas stations, supermarkets, etc. while others are linked to specific loyalty programs in which you […]

Read More…

Pay Your Credit Card Bills In Full And On Time

Pay your credit card bills in full and on time for two main reasons.  First, if you do not pay your balance in full, you will be subject to interest.  Any interest that you pay will negate any free travel that you book on points.  This game only works if you do not incur interest […]

Read More…