Card Highlights
Capital One Spark Cash Classic Business Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Earn Cash Back
Earn Earn CASH BACK with the card. If you have Capital One Miles with another card, this cash back can be converted to Capital One Miles.
Before you apply, make sure you are not limited by any of the Capital One application rules.
Sign-up Bonus
No sign-up bonus
Annual Fee
No Additional Cardholder Fees
There are no additional cardholder fees.
Earn Cash Back on Spending
Earn 1% CASH BACK on every purchase.
No Foreign Transaction Fees
Pay no foreign transaction fees when you use your card on purchases made outside the United States.
Redeem For Cash
You can get your cash back upon request in the form of a statement credit or a check. You can also set up an automatic redemption preference; options include: (1) at a set time each calendar year or (2) when a specific threshold ($25, $50, $100 or $200) has been reached. To set this up, go online to capitalone.com or contact the Rewards Center. You can also redeem for credits for previous purchases, gift cards, etc.
