The Points Mom

About Capital One Spark 2% Cash Plus

Apply For The Capital One Spark Cash Plus Card Here

Card Highlights

Capital One Spark 2% Cash Plus Card is a Charge Card

With a charge card, there are no interest charges because you pay your balance in full each month.

Earn Cash Back

Earn CASH BACK with the card. If you have Capital One Miles with another card, this cash back can be converted to Capital One Miles.

Sign-up Bonus

Before you apply, make sure you are not limited by any of the Capital One application rules. 

Annual Fee

$150

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Cash Back on Spending

Earn unlimited 2% CASH BACK on every purchase

No Foreign Transaction Fees

Pay no foreign transaction fees when you use your card on purchases made outside the United States.

$200 Annual Cash Bonus

.

Redeem For Cash 

You can get your cash back upon request in the form of a statement credit or a check. You can also set up an automatic redemption preference; options include: (1) at a set time each calendar year or (2) when a specific threshold ($25, $50, $100 or $200) has been reached. To set this up, go online to capitalone.com or contact the Rewards Center. You can also redeem for credits for previous purchases, gift cards, etc.
.

And Convert Cash To Capital One Miles!

If you have a card (Venture or Spark) that earn Capital One Miles, you can easily convert your cash back on this card to Miles. This is a very good option to have as Capital One Miles are quite valuable as in addition to using them to erase travel purchases, they can also be transferred to all of Capital One’s transfer partners.