The Points Mom

About Bank of America Customized Cash Rewards Credit Card

Apply For The Bank of America Customized Cash Rewards Credit Card Here

Card Highlights 

Bank Of America Customized Cash Rewards Credit Card is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.

Card Rewards

Earn CASH BACK with the card.

Sign-up Bonus

Before you apply, make sure you are not limited by the Bank Of America 2,3,4 rule.

Annual Fee

NO ANNUAL FEE

No Additional Cardholder Fees

There are no additional cardholder fees.

Earn Points on Spending

Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.

Earn unlimited 1% cash back on all other purchases.

Preferred Rewards Clients Earn Bonus Points On Purchases

If you’re a Bank of America Preferred Rewards client, you can increase spending bonus 25% – 75%. To learn more about this program call 888-888-7937.

Redeeming Rewards

When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America checking or savings account, or a contribution to an eligible Cash Management Account with Merrill Lynch Wealth Management or Merrill Edge.

More About The Card

Apply For The Card Here