Just because you sign up for something doesn’t mean that you should do it. That is the motto we are following here in that Rob signed up for a “pay over time” offer on his American Express Business Platinum card. The reason he signed up….well he got 10,000 American Express Membership Rewards points for doing so. That is hard to say no to for merely pressing a button that says “enroll”. However, we know that to win at this game balances must always be paid in full and on time. So he will not be taking advantage of this pay over time feature, but for 10K points, he will sure say yes to add it!
Platinum holders and Business Platinum holders-you may have this offer available to you as well. Log into your Amex accounts and scroll down until you see the offers. It is titled something to the effect of a “flexible payment option”. Jump at the offer, but don’t use the feature!