Citi Rewards+ Student Card is a Credit Card
With a credit card, you can carry a balance and accrue interest if necessary. Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest. See #4 in Let’s Get Started To Earning Free Travel.
Important-Before you apply, make sure your ability to get the sign-up bonus is not limited by Citi restrictions on an additional sign-up bonus, specifically, Bonus ThankYou Points are not available if you received a new cardmember bonus for Citi Rewards+, Citi ThankYou Preferred, Citi ThankYou Premier/Citi Premier or Citi Prestige, or if you have closed any of these cards, in the past 24 months
Earn Points on Spending
2. Earn 1X ThankYou Points on other purchases
3. Cool!-Round up to the nearest 10 points-The card automatically rounds up to the nearest 10 points on every purchase. (A $2 coffee earns 10 points.) There is no cap on purchases that are rounded up.
10% Points Back
Get 10% Points Back for the first 100,000 ThankYou Points you redeem per year.
Redeem Your Points For…
Citi markets redeeming your points for gift cards like Nike, App Store and ITunes at a 1:1 redemption rate, and I don’t mind this redemption for a student. Don’t fall into the trap of using the points for Amazon purchases as your redemption rate will be lower. As with other Citi ThankYou cards, you can always redeem your points as well as follows…
Redeem your points through Citi’s Travel Center
Citi has an online travel booking tool available where you can redeem your points for travel. You can redeem for flights, hotels, cars, travel packages and activities. Also if you are short on points, you can use your Citi Card and your ThankYou Points together to pay and redeem for all travel available through the online booking tool. With this card, one Citi ThankYou point equals $0.01 incremental value on travel. For example, a $200 airline ticket will cost you 20,000 Citi ThankYou points. Click here to learn more about redeeming points.
Points Transfer With No Transfer Fees
Transfer points to participating frequent travel programs with no transfer fees. Most points transfer at full 1:1 value. Unfortunately, ThankYou points transfer to JetBlue at 50% meaning that 1000 ThankYou points equal 500 JetBlue TrueBlue points. Click here to view Citi’s other transfer partners. You can click here to learn more about transferring points.