About Chase Freedom

Apply for the Chase Freedom Card Here


Card Highlights


Chase Freedom is a Credit Card

With a credit card, you can carry a balance and accrue interest if necessary.  Note this is not advised by me. The points game does not work well, if you are carrying a balance and accruing interest.  See #4 in Let’s Get Started To Earning Free Travel.

Earn Cash Back Or Ultimate Rewards Points

Your Cash Back Rewards are tracked as points in the Chase Ultimate Rewards program. Your redemption options depend on whether you have other Chase Ultimate Rewards cards.  Learn about the Chase Ultimate Rewards Program here.

Sign-up Bonus

Usual bonus-Earn $150 cash back or 15,000 Ultimate Rewards Points after you make $500 in purchases in your first 3 months from account opening.  APPLY FOR THE CARD HERE.  Before you apply, make sure your ability to get the sign-up bonus is not limited by Chase restrictions on an additional sign-up bonus or the Chase 5/24 rule.

A Little More Of A Sign-Up Bonus

Earn $25 cash back or 2,500 Ultimate Rewards Points when you add your first authorized user and make your first purchase within the same 3 month period as above.

Annual Fee


Earn Points on Spending 

1.  Earn 5 points per dollar on up to $1,500 spent in bonus categories each quarter. (A maximum of 7,500 bonus Ultimate Rewards points).  There are new categories every three months like gas stations, restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!

2.  Earn 1 Ultimate Rewards point per dollar on everything else you buy.  Unlike above, there are no limits on how much you can earn.

Earn Extra Points

1.  Shop Through Chase Ultimate Rewards-Earn extra points when you shop online at select merchants through Chase Ultimate Rewards.

Using Your Chase Ultimate Rewards Points For Travel

Cash Back-Your points can be redeemed for cash back. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value.

Ultimate Rewards-Your points can be redeemed as Ultimate Rewards if you also have the Chase Ink Business Preferred card, Chase Sapphire Preferred or Chase Sapphire Reserve.  You can read more about that here.

The Points Mom And The Chase Freedom

Read here about how and when I use my Chase Freedom.

More About The Card

Apply for the Chase Freedom Card Here

Learn More About Chase Ultimate Rewards Here